USDA Vs. FHA your options comparison in Babylon, Suffolk County, NY
In 2025, USDA loan limit in Babylon, county of Suffolk, NY is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Babylon, county of Suffolk, NY
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Babylon, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Trans World Financial Trans World Financial knows the importance of securing the best financing for each of our clients. No one person has the exact same financial situation and that is why our professional loan counselors have thousands of different loan programs to ensure that your specific financing needs.
9042 Garfield Avenue, Suite 307, Huntington Beach, CA, 92646
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, and mortgages. Michael Robbins, our founder, has 29 years experience in the financial and mortgage lending industry. As a licensed broker and mortgage lending professional
Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service.
My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
Our mission is to provide the lending process effortless—even fun—for them, by being focused on them all the way. We concentrate on providing a creative, secure, trusting environment for our clients. MGB Financial Services, Inc. is a full service mortgage brokerage firm and we offer a variety of financing options.
18000 Pioneer Boulevard, Suite 206, Artesia, CA, 90701
My City Financial is a California State licensed Mortgage Company
The Better Business Bureau has recognized us as a top ""Tier 1 - A+"" Mortgage brokerage
Established in 1994, our reputation was fostered on providing excellent Interest Rates and Service
We have a great choice of loan products, all in one place
• 80-90% of Purchase
• 110% of Rehab/Construction
• Rental Property Financing
• Loans up to $50,000,000
• Bridge Financing
• Foreign National Financing Available
• Multifamily Hard Money Lending
•Residential or Commercial Hard Money Lending
• Fix and Flips or New Construction
• Non Qualified Mortgage
• Portfolio Loan
• 30 Year Fixe
18021 Norwalk Boulevard, Suite 206, Artesia, CA, 90701
For Sellers, I will design the perfect marketing strategy to meet your financial and schedule goals. For Buyers, we will meet and discuss your vision of the perfect dream home for you that meets your budget. Once we know what you are looking for we then discuss the ‘where’ aspect of the search.
We are the company to look to first for all you real estate financing needs. We are your one stop shop for all your real estate needs. Whether you are selling your home, buying a home, or refinancing, we will do all the work for you from A-Z. We will put you in a loan that best suits your needs, &, most of all, a loan that you are comfortable with!
At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
