During 2026, the USDA loan limit for Deer-Park in the county of Suffolk, NY, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Use Lendersa®'s USDA loan calculator to contrast today's top USDA versus FHA rates and figure out the income, credit, reserves, and qualifying documents required. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, enabling decision-making on the most suitable program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Deer-Park, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Deer-Park, NY
The aim of Lendersa® is to offer the best possible USDA or FHA loan easily and quickly. Start with one of three options that will connect you with lenders and USDA loan offerings.
The USDA home loan, or USDA rural development loan (USDA mortgage), is facilitated by the Department of Agriculture for use only in rural areas. It does not require a down payment, unlike FHA loans that need at least a 3.5% down payment.
2137 Deer Park Avenue, Suite B, Deer Park, NY, 11729
Lends in New York
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
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201 Old Country Road, Suite 200, Melville, NY, 11747
Lends in New York
Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.
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Members Mortgage Corp. was created in 1999, specifically to provide an honest and affordable Mortgage Loan Program to NYC’s Police and Firefighter Union Members and their families as a way of giving back to those who give so much of themselves. It was received enthusiastically by the union memberships and proved to be an immediate success.
