USDA Loan Vs. FHA loan for Deer-Park, NY [ best of 2023]

In 2025, USDA loan limit in Deer-Park, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Deer-Park, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

425.828.9800 2425 miles Lender's profile and map Reviews Veristone Mortgage, LLC. 6725 116th Ave NE Suite 210, Kirkland, WA, 98033 At Veristone, we are private money lenders and experienced mortgage professionals who desire to partner with you to make your real estate investments a success. Veristone Mortgage offers portfolio and traditional lending solutions for investment properties in Idaho, Oregon and Washington.
(760) 205-5762 2425 miles Lender's profile and map Reviews Victory Home Mortgage Inc. 123 Main, Victorville, CA, 92392 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 557-6150 2426 miles Lender's profile and map Reviews The Brooks Bailey Group 108 Orange St, Suite 5, Redlands, CA, 92373 The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.
(888) 908-3528 2426 miles Lender's profile and map Reviews Northwest Commercial Lending 11411 NE 124th S, Suite 250, Kirkland, WA, 98034 Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
(714) 335-2734 2426 miles Lender's profile and map Reviews Jayco Home Loans 490 Alabama Street, Suite 101, Redlands, CA, 92373 The BEST at Hard Money. We are fast, efficient and no BS. Give us a call so we can get our heads wrapped around your scenario and your needs. We serve California, HOWEVER, will also speak to borrowers from other states, as we have various referral sources and will make the best recommendation for your needs.
(909) 800-5087 2426 miles Lender's profile and map Reviews Sunnie Baltes, Mortgage Lender 300 E State Street, Suite 210, Redlands, CA, 92373 My goal is to make homeownership not only a goal, but a reality! I offer many loan programs for purchases and refinances such as Conventional, FHA, VA, USDA, JUMBO, Down Payment Assistance and First Time Homebuyer products. I provide financing for residential homes with occupancies of primary residence
(760) 420-6670 2426 miles Lender's profile and map Reviews Jennifer Lund Mortgage 184 S. Eureka Street, Redlands, CA, 92373 "Jennifer Lund has established herself as a top producing and performing mortgage professional at Caliber Home Loans. Experience exceptional service at Jennifer Lund Mortgage. Equal Housing Lender. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act."
(909) 335-7100 2426 miles Lender's profile and map Reviews Viewpoint Financial 127 East State Street, Redlands, CA, 92373 "Viewpoint Financial is a boutique mortgage brokerage that includes a Real Estate Listing and Sales Division. We are located in the historic city of Redlands, California. With mortgage experience dating back to 1984, being an approved broker with many different lenders, and having business and social relationships all over the Inland Empire,"
(951) 538-7435 2426 miles Lender's profile and map Reviews Citrus Heights Mortgage 300 East State Street, Suite 480, Redlands, CA, 92373 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 376-8399 2426 miles Lender's profile and map Reviews About Redlands Realty 14 North Fifth Street, Redlands, CA, 92373 About Redlands Realty is a full-service real estate agency in the heart of Redlands - serving the San Bernardino and Riverside Counties. From financing to closing deals on properties, our small (but mighty) team can help you through the entire home-buying, selling, and owning experience.
(714) 335-2734 2426 miles Lender's profile and map Reviews Jayco Home Loans 490 Alabama Street, Suite 101, Redlands, CA, 92373 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
503-747-6775 2426 miles Lender's profile and map Reviews Rain City Capital 12131 113th Ave NE Suite 201, Kirkland, OR, 98034 Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.