USDA Vs. FHA Pro and Con comparison in Wyandanch, Suffolk County, NY
For the year 2025, in Wyandanch, located within Suffolk, NY, the USDA loan limit is set at $776,600, while the FHA cap for single-family residences is $1,089,300.
Use the Lendersa® USDA loan calculator to weigh USDA and FHA rates today, determining the income, credit, reserves, and essential documents needed for qualification. Our enhanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA offerings side by side, aiding in choosing the best program for your financial needs in .
Loan Limits and Down Payment Details for 2025 in Wyandanch, Suffolk, NY
Loan Type
Loan Limit
Initial Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Wyandanch, NY
The aim of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and with ease. Start with one of three initial avenues that connect you with appropriate lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage entails no down payment.
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700 Main Street, Suite 211, Suisun City, CA, 94585
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