USDA and FHA Pro and Con in Wyandanch, Suffolk County, NY

In 2025, USDA loan limit in Wyandanch, county of Suffolk, NY is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wyandanch, county of Suffolk, NY

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Wyandanch, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Assets America, Inc.
  • 800 5th Ave, Suite 101, Seattle, WA, 98104
  • Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.
  • Seattle’s Mortgage Broker
  • 506 2nd Ave, Suite 1400, Seattle, WA, 98104
  • At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.
  • Assurance IQ, LLC
  • 920 5th Avenue, Suite 3600, Seattle, WA, 98104
  • Our mission is to protect and improve the personal and financial health of all consumers. We meet consumers wherever they are in life with custom tailored solutions just for them. We empower them to take actions that improve their life and protect the things they care about. We provide a unique experience for every consumer.
  • Empire Financial Services, LLC
  • 14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138
  • Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side. We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless
  • The Dorman Team
  • 310 29th St NE, Suite 200, Puyallup, WA, 98372
  • After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan
  • Sampson Capital
  • 10303 20th Street E, Puyallup, WA, 98372
  • We serve commercial loans ranging from fix and flip, bridge loans, mixed-Use, long term hold and multi family. We are expedient and dependable. We look forward to helping you with all your loan needs. We can be reached anytime via email [email protected] or visit us at our website Sampson.Capital
  • DSC Capital, LLC
  • 1809 7th Avenue, Suite 1200, Seattle, WA, 98101
  • DSC Capital is a commercial real estate mortgage banking company led by a team of principals with in-depth institutional knowledge of the real estate financing market coupled with exclusive relationships with capital providers. We work with real estate investors and developers to offer customized financing solutions.
  • WaFd Bank
  • 425 Pike Street, Seattle, WA, 98101
  • WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.
  • Northwest Commercial Mortgage
  • 1500 Fourth Ave, Suite 600, Seattle, WA, 98101
  • Gary W. Beem founded Northwest Commercial Mortgage Company in 1989 with Dave Pontius after working at George Elkins Company. Gary’s major production responsibilities at each of these institutions included commercial loan placement with correspondent life insurance companies and construction lending through the banks.
  • Jay Crowell Loan Officer - Cornerstone Home Lending
  • 600 University Street, Suite 2828, Seattle, WA, 98101
  • At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience. Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients.