USDA Vs. FHA your options comparison in Wheatley-Heights, Suffolk County, NY
As of 2025, the USDA loan limit applicable in Wheatley-Heights, within Suffolk, NY, is projected at $657,900. In comparison, the FHA limit for a single-family residence is set to be $822,375.
Utilize the Lendersa® USDA loan calculator to effectively analyze today's optimal USDA vs FHA rates, and determine requirements for income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator conveniently displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in discerning which program best suits your financial circumstances in .
2025 Loan Limits and Down Payment Specifications in Wheatley-Heights, Suffolk, NY
Type of Loan
Maximum Limit
Required Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Availability in Wheatley-Heights, NY
Lendersa® strives to deliver the most fitting USDA or FHA loan promptly and with ease. Choose from one of three starting points to connect with matching lenders and access USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, exclusively available in rural regions. Unlike FHA loans which require a down payment of at least 3.5%, USDA mortgages are notable for not requiring any down payment at all.
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
A1 Residential Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
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5580 E. Second Street Suite 211, Long Beach, CA, 90803
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Mirate Equity LLC is a trusted loan company offering tailored financial solutions for businesses and individuals. Focused on reliability and customer satisfaction, we provide diverse loan products to meet various financial needs. Our experienced team ensures clients receive the best terms and support throughout the loan process. Committed to financ
