FHA Vs. USDA loan program for Beacon, Dutchess County, New York

In 2025, USDA loan limit in Beacon, county of Dutchess, NY is $581,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Beacon, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(951) 733-8925 2407 miles Lender's profile and map Reviews Secure Choice Lending 7211 Magnolia Avenue, Riverside, CA, 92504 Secure Choice Lending is a mortgage lender committed to helping prospective and current homeowners finance their dreams. Reachable by phone, online or in person, Secure Choice Lending prides itself on customer service, on serving your real estate needs day or night. Independently owned, Secure Choice Lending subsists on hard work.
(951) 405-2454 2407 miles Lender's profile and map Reviews Locke Consulting, Inc. 2900 Adams Street, Suite A305, Riverside, CA, 92504 At Locke Your Loan we strive to create a client experience like no other, but we can’t do that without a team. In the office, we focus on maintaining and providing a positive workplace by creating an environment that is respectful and rewarding. Our Mission is to provide our clients with education.
(360) 556-3871 2407 miles Lender's profile and map Reviews Grimm Mortgage Services 7311 20th Avenue Southeast, Olympia, WA, 98503 Thomas W Grimm has Over 25 years experience in mortgage lending. Thomas work with multiple lenders to ensure he can find just the right loan for you and at a fair price. If You have a question about your loan, Never be in the dark again. Thomas do his best to answer all calls and texts from 8 am to 10 pm PST, 7 days a week.
(360) 888-7442 2407 miles Lender's profile and map Reviews South Sound Home Loans LLC 4570 Avery Lane SE, Lacey, WA, 98503 Our mission is to help local residents of the South Sound area of Washington to achieve or enhance their “American Dream” with custom tailored home mortgage loans to either purchase or refinance. You can be confident that your questions and needs will be satisfied by experts with over 60 years of local mortgage experience.
(360) 570-0106 2407 miles Lender's profile and map Reviews Cornerstone Home Mortgage 4520 Intelco Loop SE, Suite 1A, Lacey, WA, 98503 Cornerstone Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
(360) 255-7484 2408 miles Lender's profile and map Reviews Brian Stone & PNW Loans 11112 NE 51st Circle, Vancouver, WA, 98682 We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.
(800) 642-4014 2409 miles Lender's profile and map Reviews O Bee Credit Union PO Box 5000, Lacey, WA, 98509 O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.
(503) 512-7798 2409 miles Lender's profile and map Reviews ACMC Financial Corp 2498 NE Division St, Gresham, OR, 97030 ACMC Financial Corp is a mortgage broker with operations in three states. ACMC Financial Corp offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and USDA mortgages find the right mortgage product for your home financing needs.
(503) 201-9620 2409 miles Lender's profile and map Reviews Rachel Moore 750 NE Burnside, Gresham, OR, 97030 We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.
(877) 268-4998 2409 miles Lender's profile and map Reviews Prestige Home Services, Inc. 12548 Avocado Way, Riverside, CA, 92503 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(951) 760-3870 2409 miles Lender's profile and map Reviews Top Loan Fundings 3461 Hillview Drive, Riverside, CA, 92503 Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.