In 2026, the USDA loan limit for Beacon, within Dutchess county, NY, is $581,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates of today. This tool also helps determine the income, credit, and documents necessary for qualification. With it, you can view USDA, FHA, Conforming, and VA options side-by-side to decide which package in NY suits your financial need perfectly.
2026 loan limits and down payment requirements in Beacon, Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Loan Options in Beacon, NY
Lendersa® aims to quickly and effortlessly connect you with the best USDA or FHA loan. Choose from three starting options that link you to matching lenders with USDA loan offerings.
The USDA home loan, backed by the government Department of Agriculture, is also called the USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike an FHA loan, which requires a minimum 3.5% down payment, a USDA loan requires none.
Rate Leaf helps you buy homes the right way: simply and directly. We believe that the home-buying process should be free of hidden fees, roadblocks, and predatory rates. What we offer instead is a way for you to reclaim your community through the most important purchase of your life.
Wilson Mortgage Services Inc is committed to providing personalized origination service for your mortgage financing needs. We've been in business since 1997 and have established business relationships with numerous lenders in an effort to help borrowers. Eileen Wilson, the owner, personally handles your file from start to finis
8891 Brighton Lane Suite 102, Bonita Springs, FL, 34135
Park Shore Mortgage Corp has specialized in all types of residential financing to help people fund their place in paradise. Located just minutes from the Gulf of Mexico along Florida’s southwest coast, Park Shore Mortgage Corp takes the philosophy of the idyllic lifestyle to heart.
"Buckeye Lending Solutions values partnerships with reliable professionals in the real estate, financial and home services industries. If you are in need of a reference, please call us! Buckeye Lending Solutions is committed to providing your clients with:
Answers to their questions Responsive proactive communication"
Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union
6625 Miami Lakes Dr E, Suite 349, Miami Lakes, FL, 33014
Independent Mortgage Corporation is a Mortgage Broker Company located in Miami Lakes, Florida. We offer a variety of mortgage products; our primary goal is to help you find the right loan with the best terms. All our mortgage loan originators are licensed, knowledgeable and experts in mortgage.
15271 Northwest 60th Avenue, Suite 107, Miami Lakes, FL, 33014
Fortune Lenders, LLC will treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
5901 Northwest 151 St, Suite 205, Miami Lakes, FL, 33014
At Capital Mortgage we embrace the philosophy that honesty, realistic advice and an uncomplicated process make buying a home or condo a far better experience. We want to pair you to the best loan available—if you would like to learn more about our process, please fill out the form below. We’ll approach you as real people, not a bottom line.
5793 NorthWest 151st Street, Unit 5793B, Miami Lakes, FL, 33014
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
