USDA Vs. FHA Pro and Con comparison in Beacon, Dutchess County, NY
In 2025, USDA loan limit in Beacon, county of Dutchess, NY is $581,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Beacon, county of Dutchess, NY
Loan Type
Loan Limit
Down payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA loan options in Beacon, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
"Founded in 2004, Watkins Home Loans has helped countless clients finance their homes and investment properties.
We take pride in our friendliness, availability and professionalism in making the mortgage financing process as informed, streamlined and efficient as possible.
Whether it’s your first home, a vacation home, or an investment pr
9808 Scranton Road, Suite 3000, San Diego, CA, 92121
"Plaza Home Mortgage, Inc. is a privately-owned national wholesale and correspondent mortgage lender. Founded in 2000, we have built our business on relationships and our deep understanding of the needs of the TPO community.
Our Wholesale channel offers our broker clients a wide variety of product options, technology to help them present"
Vervent sets the standard of outperformance in complex service industries by delivering superior industry expertise, future-built technology and meaningful services that are built for speed. Our solutions - Loan Servicing, Lease Servicing, Backup Servicing, Call Center Services and Third-Party Collections - empower companies to accelerate business.
10509 Vista Sorrento Pkwy #400, San Diego, CA, 92121
C2 Financial Corporation is one of the nation’s largest mortgage brokers,We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
11300 Sorrento Valley Road, Suite 103, San Diego, CA, 92121
"Integrity Capital is a leading hard money lender based in San Diego, CA. We specialize in real estate loans on all types of commercial and residential real estate.
We are structured so that you speak directly to the decision maker. Loans can be funded as quickly as 3 days from receiving all due diligence documents"
11839 Sorrento Valley Rd., Suite 903, San Diego, CA, 92121
"First Security Mortgage is a family owned and operated company that has been arranging private money loans for California residents since 1972
Founded in 1972 and located in San Diego Ca., First Security Mortgage Home Loans Inc is a broker and Servicing Company for Hard Money Loans. We originate Real Estate Loans in California only
Our goal is to become your professional mortgage resource not just for this transaction, but for all your financing needs in the future. Our time and resources are spent making your next real estate finance experience the best you've ever had. We take great pride in building lifelong relationships. In fact, we guarantee you an experience unlike an
11696 Sorrento Valley Rd, Suite 201, San Diego, CA, 92121
We are a direct hard money lender providing same day loan commitments and fundings within your closing timelines (within a few days if necessary)
We do not issue loan commitments only to have to raise money for the funding of a particular loan. We are a Direct Lender with the capital readily available.
We are a full-service real estate consulting & mortgage planning brokerage firm located here in The Heart of San Diego. We are local – San Diego Made – and we proudly represent home sellers, home buyers & those looking for home financing along the way. We are the highest-rated, most 5 star reviewed real estate company in the entire county ..
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
Balboa CRE is located in San Diego County of California state. On the street of Amena Court and street number is 865.
Balboa CRE is designed to help brokers close more commercial real estate loans. Our Purchase, Refinance, and CRE Investor lending options all provide quick answers that help our brokers close more loans for their clients.
