USDA and FHA Pro and Con in Cornwall-on-Hudson, Orange County, NY

In 2026, the USDA loan limit in Cornwall-on-Hudson, located in Orange, NY, is $581,200, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA versus FHA. Determine your required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to the best choice for your financial needs in .

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Cornwall-on-Hudson, Orange, NY

Loan Type Loan Limit Down Payment
USDA $581,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,525 3%

Exploring USDA and FHA Loan Options in Cornwall-on-Hudson, NY

Lendersa® aims to provide you with the best USDA or FHA loan options quickly and with ease. Choose one of three paths to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NY

A USDA home loan, supported by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Cornwall-on-Hudson Lenders

  • Superior Mortgage Co., Inc.
  • 578 Route 32, Highland Mills, NY, 10930
  • Lends in New York
  • Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.

  • A.S.A.P. Mortgage Corp.
  • 2 S. Division St, 2nd Floor, Peekskill, NY, 10566
  • Lends in New York
  • ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri

  • Sun Mortgage Company, Inc.
  • 2 Robbie Rd Cortlandt, Manor, NY, 10567
  • Lends in New York
  • Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.

  • O&R Utilities Employees Federal Credit Union
  • 14 Talmadge Court, Monroe, NY, 10950
  • Lends in New York
  • On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY

  • Astar Home Capital Inc
  • 48 Bakertown Road, Suite 204, Monroe, NY, 10950
  • Lends in New York
  • Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.

  • Capital M Inc.
  • 48 Bakertown Rd, Suite 303, Monroe, NY, 10950
  • Lends in New York
  • Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.

  • THE MINT CAPITAL INC
  • 24 Gilbert St Extension, Monroe, NY, 10950
  • Lends in New York
  • At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.

  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Lends in New York
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office

  • Putnam Capital Services
  • 1013 Route 6, Mahopac, NY, 10541
  • Lends in New York
  • At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.