In 2026, the USDA loan limit in Cornwall-on-Hudson, located in Orange, NY, is $581,200, while for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA versus FHA. Determine your required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to the best choice for your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $581,200 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,525 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan options quickly and with ease. Choose one of three paths to connect with lenders and explore USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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