For 2025, the USDA loan limit in Fishkill, Dutchess county, NY, is $581,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates and determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best suited program for your financial situation in
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
Lendersa® focuses on offering you the best USDA or FHA loans quickly and without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
