USDA Loan Vs. FHA loan for Bergen, NY 2025

In 2025, USDA loan limit in Bergen, county of Genesee, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Bergen, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(218) 784-2222 945 miles Lender's profile and map Reviews Mid Minnesota Federal Credit Union 104 3rd Ave W, Ada, MN, 56510 Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.
(417) 846-1719 945 miles Lender's profile and map Reviews Freedom Bank of Southern Missouri 97 South Main, Cassville, MO, 65625 Freedom Bank of Southern Missouri is a locally owned independent community bank servicing customers in Cassville, Willard, Monett, Aurora, Seligman, Shell Knob, Golden and the surrounding outlying areas. Freedom Bank offers a wide variety of products, services and competitive rates to meet the credit needs of the consumer.
(402) 359-2281 945 miles Lender's profile and map Reviews First Nebraska Bank 330 N Spruce St, Valley, NE, 68064 First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.
(785) 841-1988 945 miles Lender's profile and map Reviews The University National Bank 1400 Kasold Dr, Lawrence, KS, 66049 We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
(785) 856-5626 945 miles Lender's profile and map Reviews First Assured Mortgage 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049 We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,
(888) 372-9788 946 miles Lender's profile and map Reviews Centennial Bank 620 Chestnut Street, Conway, AR, 72032 Centennial Bank provides a broad range of commercial and retail Banking and related financial services to businesses, real estate developers, investors, individuals and municipalities. Member FDIC. Equal Housing Lender.commercial and retail Banking and related financial services to businesses
(501) 514-4146 946 miles Lender's profile and map Reviews KISS Capital, Inc. 1825 E Oak St, Suite 120, Conway, AR, 72032 KISS Capital is the “out-of-the-box” private money company. We provide real estate investment capital for consumers and real estate investors throughout the United States. We are known for our commitment to fast-funding, no-nonsense, story-book lending. KISS Capital provides ASSET-BASED lending to investors who want to grow their business.
(402) 867-2141 947 miles Lender's profile and map Reviews Corn Growers State Bank 333 Nebraska Street, Murdock, NE, 68407 Corn Growers State Bank has increased in assets many times over since 1950 and takes pride in the fact that it is a vital part of the Murdock community and wishes to thank all of its past, present and future customers for the business they have done with the bank. Your support is greatly appreciated
(601) 483-7307 947 miles Lender's profile and map Reviews MERIDIAN MS AIR NATIONAL GUARD FEDERAL CREDIT UNION 6225 M Street, Building 305, Meridian, MS, 39307 The Meridian MS ANG Federal Credit Union was chartered in 1963 as a non-profit financial organization that is regulated by the Nation Credit Union Administration (NCUA). Our Credit Union is owned and operated by its members for the benefit of all members. Our goal is to help each other by providing a quick economic source of confidential credit
(850) 547-2260 947 miles Lender's profile and map Reviews Community South Credit Union 1720 S Waukesha St, Bonifay, FL, 32425 Start your lifelong financial partnership with a credit union that is dedicated to serving its community and its members. Come catch the good life and see what good natured banking is all about!credit union that is dedicated to serving its community and its members. Come catch the good life
(218) 874-7265 947 miles Lender's profile and map Reviews Marshall County State Bank 118 East Minnesota Avenue, Newfolden, MN, 56738 Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.