USDA Loan Vs. FHA loan for Bergen, NY [ best of 2023]

In 2025, USDA loan limit in Bergen, county of Genesee, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bergen, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(870) 863-7000 1045 miles Lender's profile and map Reviews First Financial Bank 214 N Washington Ave, El Dorado, AR, 71730 First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
(318) 292-4571 1046 miles Lender's profile and map Reviews Marion State Bank 345 Main Street, Marion, LA, 71260 At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times. We may be small, but we’re doing big things. Come see for yourself.
(870) 356-2121 1047 miles Lender's profile and map Reviews Diamond Bank 319 East Main Street, Murfreesboro, AR, 71958 Diamond Bank is the result of a merger between two of Southwest Arkansas’s strongest community banks. In March, 2007, the banks that merged were Arkansas Diamond Bank of Glenwood , and Diamond State Bank of Murfreesboro, which was chartered in 1904. Diamond Bank continues to provide a stable source of financial leadership in the communities we serv
(316) 320-1777 1047 miles Lender's profile and map Reviews Bluestem Community Credit Union 1407 West Central, El Dorado, KS, 67042 Bluestem Community Credit Union was established in 1935. It is a non-profit, member-owned and operated financial cooperative service provider. We serve our member-owners through checking and savings plans and a variety of loan products. Bluestem Community Credit Union is committed to providing quality service and products.
(316) 889-0103 1047 miles Lender's profile and map Reviews Mid America Mortgage, Inc 105 S Main St, El Dorado, KS, 67042 Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market.
(601) 835-3033 1047 miles Lender's profile and map Reviews Bank of Brookhaven 411 Brookway Blvd, Brookhaven, MS, 39601 At Bank of Brookhaven it's all about you! We specialize in courteous, efficient service that provides our customers & friends with individual attention. When you come into Bank of Brookhaven, we'll make it a point to greet you & answer any question you may have about the banking services we offer. We're the new bank with an old fashion commitment
(321) 442-5351 1047 miles Lender's profile and map Reviews Accurate Financial Mortgage Group Inc 3140 Old Canoe Creek Road, Saint Cloud, FL, 34772 At Accurate Financial Mortgage Group, we are dedicated to taking care of our clients mortgage needs in a personal, warm and caring environment. We provide exceptional service through our highly skilled mortgage officers. Our mission is to offer individualized assistance to each customer, based on shared trust and communication.
(479) 385-2810 1047 miles Lender's profile and map Reviews Usem Mena Federal Credit Union 500 North Morrow Street, Mena, AR, 71953 Since its inception in 1967 the Usem Mena Federal Credit Union has been serving its members in the MENA, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, and interest rates on fixed loans here on these pages.
(321) 215-4419 1047 miles Lender's profile and map Reviews Dyer Mortgage, a Division of Primary Residential Mortgage, Inc. 10 S Harbor City Blvd, Melbourne, FL, 32901 Dyer Mortgage Group was founded by Bobbie Dyer, a Veteran Mortgage Banking professional with over 28 years’ experience. Our philosophy is to give our clients world-class customer service combined with the best rates, terms, and programs to meet their individual needs. We love to serve those who serve our community.
(888) 959-1648 1047 miles Lender's profile and map Reviews Commercial Capital, Ltd. FL 100 Rialto Place, Suite 760, Melbourne, FL, 32901 Commercial Capital Ltd., FL is a direct private/bridge money lender and a one-stop shop for your commercial loans, including real estate mortgages, SBA business loans, fast business loans and more. We are originators for several of our own funds, and our extensive network of over 300 affiliate investors includes banks, REIT's, private equity funds.
(833) 584-7200 1047 miles Lender's profile and map Reviews Obsidian Financial Services 907E. Strawbridge Ave Suite 101/102, Melbourne, FL, 32901 "Obsidian Financial, we are believers in speed without compromising quality which is why we try and get you to speak directly to one of our highly trained Loan Originators. We offer an experience that will set the industry standard, by allowing you to personally know the Loan Originator. "