USDA Vs. FHA your options comparison in Le-Roy, Genesee County, NY

In 2026, the USDA loan limit in Le-Roy, within Genesee, NY, stands at $285,000. The FHA limit for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans, determining the income, credit, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the right program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Le-Roy, Genesee County, NY

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Le-Roy, NY

Lendersa® aims to quickly secure the best USDA or FHA loan for you, hassle-free. Choose one of three approaches to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in NY

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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