USDA VS FHA in Riga, Monroe County, NY

In 2025, the USDA loan limit in Riga, found in the county of Monroe, NY, is set to $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® USDA loan calculator to assess the top USDA and FHA rates available today, determining the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide on the most suitable program for your financial situation in .

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Loan Limits and Downpayment Requirements for 2025 in Riga, Monroe County, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Riga, NY

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan without hassle. Begin with one of three starting points that connect you with compatible lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, secured by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is designated for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans come with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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