In 2025, the USDA loan limit in Riga, found in the county of Monroe, NY, is set to $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to assess the top USDA and FHA rates available today, determining the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide on the most suitable program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan without hassle. Begin with one of three starting points that connect you with compatible lenders and USDA loan opportunities.
The USDA home loan, secured by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is designated for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans come with no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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