In 2026, the loan limit for USDA within Chili, in the county of Monroe, NY, is set at $336,500, whereas the FHA limit for a single-family dwelling is $472,030.
Make use of the Lendersa® USDA loan calculator to weigh today's USDA against the FHA best rates and to establish the necessary income, credit, reserves, and required documents for qualification. By using our advanced mortgage calculator, you'll have the ability to compare the USDA, FHA, Conforming, and VA loans concurrently, aiding you in making an informed decision about which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly provide the optimal USDA or FHA loan without any hassles. You can start by selecting one of three defined pathways that will lead you to matching lenders and USDA loan programs.
The USDA home loan, often referred to as the USDA rural development loan or USDA mortgage, is secured by the U.S. Department of Agriculture and is available solely in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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