USDA and FHA Pro and Con in Bronx, Bronx County, NY

In 2025, USDA loan limit in Bronx, county of Bronx, NY is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bronx, county of Bronx, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Bronx, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hard Money Lender New York
  • 5323 13th ave, Suite 3B, Brooklyn, NY, 11219
  • Hard Money Lender New York works with real estate investors and property owners who are in need of capital. We have a common sense underwriting process that focuses on the property.Whether you are a seasoned real estate investor or looking for capital to kick start your property business, Hard Money Lender New York has you covered.
  • Ary Ming Asset Funding
  • 24 Commerce St. Suite 606, Newark, NJ, 07102
  • AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
  • Bridge Loans Brooklyn
  • 928 51st St., Brooklyn, NY, 11219
  • Bridge Loan Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. Bridge Loans Brooklyn is a direct mortgage lender providing bridge loans (bridge loan financing) for an array
  • AJlenders LLC
  • 2918 Ave I, Brooklyn, NY, 11210
  • AJ LENDERS can help you with your real estate investments in a convenient, no-fuss process. Whether you're looking for your first real estate investment property or your 100th deal, choosing the right loan and lender for your project is extremely important. Talk to us today for a free no-obligation assessment.
  • NJ Lenders Corporation
  • 219 Paterson Ave, Little Falls, NJ, 07424
  • We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
  • Starr Mortgage Company Inc
  • 15 North Mill Street, Suite 215, Nyack, NY, 10960
  • Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.
  • First Prestige Mortgage Services, Inc.
  • 110 Valley Road, Montclair, NJ, 07042
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance
  • Hanover Bank
  • 80 East Jericho Tpke, Mineola, NY, 11501
  • Hanover Bank provides a fresh and highly personalized approach to banking. We work harder and smarter to help you reach your goals because we know that your success and prosperity helps us build ours. YOU, our clients, are the reason for all we do. Our “fresh” approach results in products and services as individualized as our clients’ needs.
  • Patriot One Mortgage Bankers LLC
  • 142 Willis Avenue, Mineola, NY, 11501
  • Patriot One Mortgage Bankers, LLC has been New York’s top choice for customized lending solutions since its establishment in 2006. Founded by Susan Khani, a mortgage industry professional for over 35 years, Patriot One services home buyers and homeowners in Long Island, Queens, Brooklyn, the Bronx, Staten Island, Manhattan, Westchester, and Rocklan
  • Continental Mortgage Company
  • 25 Roslyn Road, 1st Floor, Mineola, NY, 11501
  • "Continental Mortgage Company was established in 1998, with the vision of helping borrowers navigate through the often complex real estate process. Its founders envisioned a mortgage company where borrowers not only received the best deal for their individual needs, but were educated and informed about the real estate process."
  • Case Real Estate Capital
  • PO Box 5100, Rochelle Park, NJ, 07002
  • Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.
  • BCB Community Bank
  • 591 Avenue C, Bayonne, NJ, 07002
  • The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.