USDA VS FHA in Bronx, Bronx County, NY

In 2026, the USDA loan limit in Bronx, within the county of Bronx, NY, is $0, while the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's best USDA and FHA rates, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Bronx, Bronx, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Opportunities in Bronx, NY

The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan options without hassle. Initiate the process by choosing one of three starting options that align you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Midwest Capital Mortgage, Inc.
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  • Central Arkansas Finance, Inc
  • 939 Locust St, Conway, AR, 72034
  • Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.

  • TMD Partners LLC
  • 4449 Rainbow Avenue, Fort Lauderdale, FL, 33332
  • Discover TMD Partners LLC: your gateway to fast and straightforward loans. We prioritize competitive rates, minimal paperwork, and exceptional customer service, ensuring a seamless experience. Whether you're seeking personal or business funding, our team is dedicated to meeting your needs efficiently. Contact Diego Todeschini today for a brighter f

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  • First Southeast Mortgage Corporation
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  • Florida Mortgage Lenders
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  • Easy Mortgage LLC
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  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.

  • Availa Bank
  • 126 W 6th St, Carroll, IA, 51401
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  • Commercial Savings Bank
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  • Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.