In 2025, the USDA loan limit for Pelham in Westchester county, NY, is set at $0, while the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare USDA vs. FHA rates today, determining the income, credit, reserves, and documents required for qualification. With our advanced calculator, see USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Pelham, Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Pelham, NY
Lendersa® aims to connect you with the best USDA or FHA loan quickly and effortlessly. Choose from three starting points that align you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.
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Guilford Savings Bank (GSB) has been serving the financial needs of individuals, families and businesses on the Connecticut shoreline for over 145 years. Founded in 1875 by local business owners, we have proudly stood as a trusted institution in the communities we serve. Starting with a seventeen thousand dollar investment
2470 Boston Post Road, Unit B3, Guilford, CT, 06437
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
Lewis Commercial Services llc dba Michael Lewis Group
P.O. Box 1068, DINGMANS FERRY, PA, 18328
The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
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New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.
Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
