USDA VS FHA in Pelham-Manor, Westchester County, NY
As of 2025, the USDA loan limit for Pelham-Manor, in Westchester county, NY, is $0, whereas the FHA ceiling for a single-family home totals $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA versus FHA loans and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable option for your financial situation in .
Exploring 2025 Loan Limits and Downpayment Requirements in Pelham-Manor, Westchester County, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in Pelham-Manor, NY
Lendersa® aims to swiftly secure the optimal USDA or FHA loan without hassle. Choose one of three starting points to connect with suitable lenders and USDA loan options.
The USDA home loan, endorsed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is designated for rural areas. Unlike FHA loans necessitating a down payment of 3.5%, USDA loans do not require any down payment.
The AT&T Employees Pittsburgh, PA Federal Credit Union was organized by employees of the AT&T Company and Western Electric Company to promote thrift among its members by offering to them a means for making safe and regular investments and to enable members to obtain loans at a reasonable rate of interest for worthwhile purposes.
"Bridgeway Capital takes a market-based approach to community and economic development. We invest in people and places that mainstream finance considers too risky. Where others see risk, we see opportunity.
Bridgeway provides patient, flexible capital and business education to ignite small business growth, develop communities"
At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.
And that’s as true today as it was 85 years ago.
30 Isabella Street, Suite 100, Pittsburgh, PA, 15212
Alcoa Pittsburgh FCU is a member owned not-for-profit financial cooperative. Unlike other financial institutions that need to generate profit to satisfy stockholders, we judge our success based on member satisfaction. Accordingly, we return earnings to our members through competitive dividend rates.
SSB has been Pittsburgh's choice for local personal and business banking since 1922. SSB Bank is excited to serve Pittsburgh’s McCandless and North Side communities. Please stop in or call our friendly staff members to find out how you can benefit and save money as part of the SSB Bank family.
Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities.
Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products
First Choice Mortgage Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
