USDA Vs. FHA your options comparison in Camillus, Onondaga County, NY
In 2026, the loan limit for USDA in Camillus, within Onondaga County, NY, is fixed at $336,500, while the FHA limit for a single-family home stands at $472,030.
By using the Lendersa® USDA loan calculator, you can evaluate and compare today's prime USDA and FHA rates. This tool also helps identify the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding your decision on the optimal program in to fit your specific financial scenario.
Loan Limits and Down Payment Requirements for 2026 in Camillus, Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Camillus, NY
The purpose of Lendersa® is to ensure you obtain the best possible USDA or FHA loans quickly and without hassle. You have the option to start from three different points that help match you with lenders offering USDA loan programs that suit your profile.
A USDA home loan, also called the USDA rural development loan or USDA mortgage, is secured by the U.S. Department of Agriculture. It is exclusively available for rural areas and does not require a down payment, unlike FHA loans, which require a minimum of 3.5% down.
5948 Temple City Boulevard, Temple City, CA, 91780
Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs. we have maintained a firm commitment to a low-cost business model
5954 Temple City Boulevard, Temple City, CA, 91780
Comres Mortgage was founded in 2013 and is headquartered in Hacienda Heights, CA. Our dedicated mortgage team specializes in competitive interest rates and concierge customer service. Comres Mortgage was created to service the community and to help them navigate through the entire loan process—with a personal touch.
Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas
L.A. Electrical Workers Credit Union has been offering members a wide variety of financial services. Unlike banks that are owned by a few stockholders, L.A. Electrical Workers Credit Union is owned by its members. This difference means profits are returned to members through higher yields on savings, lower rates on loans, more convenience, and fewe
Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
"5 Star Loans is a trustworthy car title loan company providing its customers with a solution to a better financial future.
Car title loans can be a quick fix for a financial difficulty. However, finding a long-term cure for your budgeting problems is what 5 Star Loans providing its customers."
2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
