USDA Loan Vs. FHA loan for Solvay, NY [ best of 2023]

In 2025, USDA loan limit in Solvay, county of Onondaga, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Solvay, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(716) 549-4150 144 miles Lender's profile and map Reviews Lake Shore Federal Credit Union 8766 Erie Road, Angola, NY, 14006 The Lake Shore FCU was chartered in 1967. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union
4406375646 144 miles Lender's profile and map Reviews Lewis Commercial Services llc dba Michael Lewis Group P.O. Box 1068, DINGMANS FERRY, PA, 18328 The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
(845) 341-5000 145 miles Lender's profile and map Reviews Orange Bank &Trust Company 212 Dolson Ave, Middletown, NY, 10940 Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.
(814) 887-5555 145 miles Lender's profile and map Reviews Hamlin Bank and Trust Company 333 West Main Street, Smethport, PA, 16749 Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank and Trust Company was the first bank to service the communities of McKean County in Northwestern Pennsylvania. Hamlin Bank and Trust Company is located in Bradford, PA, United States.
(845) 454-8555 146 miles Lender's profile and map Reviews Rhinebeck Bank 6414 Montgomery Street, Rhinebeck, NY, 12572 Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
(716) 532-8179 146 miles Lender's profile and map Reviews Seneca Nation of Indians Federal Credit Union 12837 Route 438, Irving, NY, 14081 The Seneca Nation of Indians Federal Credit Union (SNIFCU) is a non-profit, member-owned cooperative financial institution. The Seneca Nation of Indians Federal Credit Union’s (SNIFCU) mission is to provide financial services to our members by designing our products and services to meet their needs.
(716) 945-5340 146 miles Lender's profile and map Reviews CCSE Federal Credit Union 417 Broad Street, Salamanca, NY, 14779 CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
(570) 428-3750 146 miles Lender's profile and map Reviews West Milton State Bank 940 High Street, West Milton, PA, 17886 Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
(845) 895-2051 146 miles Lender's profile and map Reviews Wallkill Valley Federal 23 Wallkill Ave, Wallkill, NY, 12589 Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages
(518) 686-4504 147 miles Lender's profile and map Reviews Tri State Area FCU 28 Church Street, Hoosick Falls, NY, 12090 Tri State Area Federal Credit Union (TSAFCU) is a full-service member-owned not-for-profit community credit union. It was founded in 1953 and continues to grow strong. We focus on providing good old-fashioned “member” service while helping our members answer financial questions, buy new or used vehicles, purchase and refinance homes
(570) 271-6060 147 miles Lender's profile and map Reviews Service 1st Federal Credit Union 1985 Montour Boulevard, Danville, PA, 17821 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.