USDA VS FHA in Westvale, Onondaga County, NY

In 2026, the USDA loan limit set in Westvale, located in the county of Onondaga, NY, is $336,500. For a single-family house, the FHA limit is $472,030.

Try Lendersa® USDA loan calculator to evaluate the premier USDA versus FHA loan rates available today. It will help you figure out the income, credit score, reserves, and necessary documents to qualify. With this advanced mortgage tool, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the ideal program for your financial needs in .

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Loan limits and down payment requirements for 2026 in Westvale, Onondaga, NY

Type of Loan Maximum Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Westvale, NY

Lendersa® aims to help you swiftly secure the best USDA or FHA loan without any complications. Choose from three different starting points that connect with matching lenders and the right USDA loan programs for you.

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Understanding USDA Loans in NY

A USDA home loan is supported by the government through the Department of Agriculture. It's also known as the USDA rural development loan or USDA mortgage and is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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