USDA Loan Vs. FHA loan pro & con Westvale, Onondaga County, NY

In 2025, the USDA loan limit set in Westvale, located in the county of Onondaga, NY, is $336,500. For a single-family house, the FHA limit is $472,030.

Try Lendersa® USDA loan calculator to evaluate the premier USDA versus FHA loan rates available today. It will help you figure out the income, credit score, reserves, and necessary documents to qualify. With this advanced mortgage tool, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the ideal program for your financial needs in .

USDA and FHA Loan Opportunities in Westvale, NY

Lendersa® aims to help you swiftly secure the best USDA or FHA loan without any complications. Choose from three different starting points that connect with matching lenders and the right USDA loan programs for you.

Understanding USDA Loans in NY

A USDA home loan is supported by the government through the Department of Agriculture. It's also known as the USDA rural development loan or USDA mortgage and is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require a down payment.

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(315) 724-1654 Lender's profile and map Reviews GPO Federal Credit Union 4311 Middle Settlement Road, New Hartford, NY, 13413 GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30, 000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members.
(315) 735-8571 Lender's profile and map Reviews First Source Federal Credit Union 4451 Commercial Drive, New Hartford, NY, 13413 First Source Federal Credit Union is dedicated to helping people Live Smarter, offering financial services and education to improve the quality of life of their Members and the communities they serve. Founded in 1938, First Source is a not-for-profit, Member-owned financial cooperative with branches in New Hartford, North Utica, South Utica, Rome,
(315) 272-2500 Lender's profile and map Reviews Adirondack Bank 185 Genesee Street, Utica, NY, 13501 Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
(315) 797-2700 Lender's profile and map Reviews Bank of Utica 222 Genesee Street, Utica, NY, 13502 Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.
(315) 724-5133 Lender's profile and map Reviews Utica District Telephone Employees Federal Credit Union 2812 Genesee Street, Utica, NY, 13502 Utica District Telephone Employees FCU provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families. Utica District Telephone Employees Federal Credit Union, located at 2812 Genesee St, Utica, New York, provides a complete range of financial services to employees of Verizon.
(585) 394-2436 Lender's profile and map Reviews Canandaigua Federal Credit Union 3210 Eastern Boulevard, Canandaigua, NY, 14424 Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.
(585) 394-4260 Lender's profile and map Reviews CNB Mortgage Company 72 South Main Street, Canandaigua, NY, 14424 CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.
(315) 894-9924 Lender's profile and map Reviews Remington FCU 39 Central Plaza, Ilion, NY, 13357 Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(607) 763-6565 Lender's profile and map Reviews UHS Employees Federal Credit Union 33-57 Harrison Street, Johnson City, NY, 13790 UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(800) 242-2120 Lender's profile and map Reviews Visions Federal Credit Union 24 McKinley Avenue, Endicott, NY, 13760 At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.
(607) 722-3335 Lender's profile and map Reviews Tioga State Bank, National Association 1430 Upper Front St, Binghamton, NY, 13901 Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know