USDA Vs. FHA your options comparison in Galeville, Onondaga County, NY
In 2025, the USDA loan limit for a single-family home in Galeville, located in Onondaga, NY, is $336,500, whereas the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best financial program in for your needs.
2025 Loan Limits & Down Payment Requirements in Galeville, Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Galeville, NY
The aim of Lendersa® is to connect you swiftly with the best USDA or FHA loans, free of hassle. Choose from three options to match with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none at all.
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