USDA and FHA Pro and Con in Campbell, Steuben County, NY
In 2026, the USDA loan limit for Campbell in the county of Steuben, NY is set at $336,500, whereas the FHA loan limit is $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare current rates between USDA and FHA options and determine the qualifications in terms of income, credit, reserves, and documentation needed. With our advanced mortgage calculator, you are able to view USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your financial needs.
Loan limits and down payment requirements for 2026 in Campbell, Steuben county, NY
Category of Loan
Limit on Loan
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Variety of USDA and FHA loan options in Campbell, NY
Lendersa® aims to deliver the best possible USDA or FHA loan swiftly and without hassle. You can choose from three initial methods that will connect you with lenders and USDA loan programs effectively.
The USDA home loan is a government-backed financing option provided by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment at all.
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111 North Orange Ave, Suite 800, Orlando, FL, 32801
We’ll provide the commercial finance you need to expand your company and tap new markets thanks to our full suite of lending products designed to bring you success. Furthermore, your project will be overseen by a dedicated team of financial experts who have made us a nationally renowned leader in small business loans.
As firefighters ourselves, it is our mission to provide unparalleled mortgage value and service to our brother and sister firefighters, first responders, law enforcement members, and service members in a safe and friendly environment with their best interests as our guide.and Understanding that everybody’s situation and objectives may be different
121 South Orange Avenue, 15th Floor, Suite 1500, Orlando, FL, 32801
At UnrivaledRate, where we specialize in residential mortgages. At UnrivaledRate, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
"VIP Mortgage Group is a mortgage service provider based in Orlando, Florida. We’re dedicated to providing our customers with simple, fast and easy borrowing solutions at competitive rates with the highest level of expertise, honesty and integrity.
Information is subject to change without notice."
618 East South Street, Suite 500, Orlando, FL, 32801
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
390 North Orange Ave, Suite 2311, Orlando, FL, 32801
We're a mortgage lender that offers various types of financing options including Conventional, FHA, VA, USDA, Commercial & Jumbo loans, Non-QM loans for people with credit issues...etc, Our goal is to eliminate all the hurdles to home ownership various types of financing options.
111 North Orange Ave, Suite 800, Orlando, FL, 32801
The Money Broker’s goal is to be transparent, available, & keep you informed throughout the process. The Money Broker is able to work with multiple lenders who carry all loan types to offer our clients the very best possibility for approval.We will review several lenders & speak to Account Executives to choose the lender that best suits your needs.
