USDA Vs. FHA Pro and Con comparison in Campbell, Steuben County, NY
In 2025, the USDA loan limit for Campbell in the county of Steuben, NY is set at $336,500, whereas the FHA loan limit is $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare current rates between USDA and FHA options and determine the qualifications in terms of income, credit, reserves, and documentation needed. With our advanced mortgage calculator, you are able to view USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your financial needs.
Loan limits and down payment requirements for 2025 in Campbell, Steuben county, NY
Category of Loan
Limit on Loan
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Variety of USDA and FHA loan options in Campbell, NY
Lendersa® aims to deliver the best possible USDA or FHA loan swiftly and without hassle. You can choose from three initial methods that will connect you with lenders and USDA loan programs effectively.
The USDA home loan is a government-backed financing option provided by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment at all.
Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
Fidelity State Bank & Trust Company (Topeka, KS) is a banking company based in Topeka, Kansas, United States. FDIC Insured and Equal Opportunity Lender.The history of the Chandler Family that owns Fidelity State Bank & Trust Company dates back to 1883. The Chandler Family has been active in Kansas since then and continues to be active in a large nu
Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.
320 South Kansas Avenue, Suite 100, Topeka, KS, 66603
The Topeka Police Credit Union was chartered February 12, 1952 by a small number of police officers who wanted to start a credit union to help police officers and their immediate families. The credit union opened its doors April 13, 1952.
The mission of the Topeka Police Credit Union is to provide quality service.
534 S. Kansas Avenue, Suite 825, Topeka, KS, 66603
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Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
10 S Harbor City Blvd, Melbourne, FL, 32901
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