USDA Vs. FHA your options comparison in Campbell, Steuben County, NY
In 2025, the USDA loan limit for Campbell in the county of Steuben, NY is set at $336,500, whereas the FHA loan limit is $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare current rates between USDA and FHA options and determine the qualifications in terms of income, credit, reserves, and documentation needed. With our advanced mortgage calculator, you are able to view USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your financial needs.
Loan limits and down payment requirements for 2025 in Campbell, Steuben county, NY
Category of Loan
Limit on Loan
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Variety of USDA and FHA loan options in Campbell, NY
Lendersa® aims to deliver the best possible USDA or FHA loan swiftly and without hassle. You can choose from three initial methods that will connect you with lenders and USDA loan programs effectively.
The USDA home loan is a government-backed financing option provided by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment at all.
The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
At MyCom FCU we offer competitive rates on auto loans as well as above average interest rates for Certificates of Deposit and Money Market Accounts Our Mission is to continue to promote the basic principle of people helping people, while providing services that meet the diverse and ever changing needs of our membership
Greylock Federal Credit Union is an independent company, wholly owned by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements
146 Lakeview Drive, Suite 400, Gibbsboro, NJ, 08026
Liberty Mortgage USA is a retail mortgage lender and financial services company, which provides a variety of mortgage options, homebuying solutions, and refinancing solutions with low down payments, minimal charges, and competitive interest rates.Our services are based on simplicity and prudence. That’s why we simplify the mortgage process.
You can count on Greentree to make all of the arrangements for your mortgage. There are no up-front application fees. We get you started fast by analyzing your own individual needs, and finding a loan program that fits. If you are already a homeowner, we even provide a credit report analysis at no charge to you.
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Greenwich Municipal Employees Federal Credit Union
439 West Putnam Avenue, Greenwich, CT, 06830
Our Mission is To provide and promote the use of a variety of financial services which incorporate particular benefits, consumer advantages and features not otherwise readily available to our members with the specific intent of helping our members gain some extra measure of personal financial success.
Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.
