In 2026, the USDA loan limit for Elmira-Heights in Chemung county, NY is $285,000. Meanwhile, the FHA loan limit for a single-family home is set at $356,362.
With the Lendersa® USDA loan calculator, you can compare today’s most competitive rates between USDA and FHA loans. Discover the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program suitable for your personal financial needs in .
2026 Loan Limits and Down Payment Requirements in Elmira-Heights, Chemung, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Elmira-Heights, NY
At Lendersa®, our objective is to help you secure the best USDA or FHA loan swiftly and without unnecessary stress. Begin with one of three steps that will match you with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government’s Department of Agriculture. It is specifically offered in rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans do not require any down payment, enhancing their attractiveness for eligible borrowers.
Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in
Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.
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America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast.
For over a hundred years FNB has shared in the growth of Cooper and its citizens. In May 2007 FNB joined with The Delta Bank to form a community bank dedicated to the prosperity of Delta County, by providing sound lending and financial planning to its customers. At FNB you get all the features
First National Bank of East Texas makes life easier with online services for mortgage loans.
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Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.
