USDA Loan Vs. FHA loan for Erwin, NY [Steuben County ]

In 2025, USDA loan limit in Erwin, county of Steuben, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Erwin, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 671-5625 2264 miles Lender's profile and map Reviews OnY Glo, Inc., Las Vegas, NV Branch 6 Hutton Centre Drive, Suite 1030, Santa Ana, CA, 92707 LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster.
9494002853 2264 miles Lender's profile and map Reviews Asset Lendr LLC 1101 W Mac Arthur Blvd 270, Santa Ana, CA, 92707 In the old days, you'd go down to your local bank to get the funding you need. Now, it's almost impossible to get the money you need without all the red tape. We’ve simplified the process. Are you looking for a Line of Credit, Term Loan or to Rehab? Apply for our business loan in minutes, without painful paperwork or run around.
(909) 631-7107 2264 miles Lender's profile and map Reviews Smart Choice Realty & Mortgage Finance Inc 15 Macarthur Pl, Santa Ana, CA, 92707 We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
(888) 429-8858 2264 miles Lender's profile and map Reviews Front Door Funding 402 West Stevens Avenue, Apartment D, Santa Ana, CA, 92707 "In 2013, I started Front Door Funding so that I could provide a better service to my existing mortgage clients and to enjoy the freedom of owning my own business. By taking direct control over loan processing, I have been able to provide immediate and accurate closing estimates for my customers and their Real Estate Agents."
(877) 850-8361 2264 miles Lender's profile and map Reviews William Lyon Mortgage, LLC 4 Hutton Centre Drive, Suite 760, Santa Ana, CA, 92707 William Lyon Mortgage share William Lyon Homes’ passion for excellence and service. In addition to servicing our new home clients, our seasoned team also offers an array of available options to new and existing clients including: purchase loans for resale homes, mortgage refinance options, 203K home repair loans, Foreign National loan programs.
(866) 762-3940 2264 miles Lender's profile and map Reviews Nations Direct Mortgage, LLC. 5 Hutton Centre Drive, Suite 200, Santa Ana, CA, 92707 "Nations Direct is not just a lender -we’re your partner for prosperity. We’re continually innovating to offer our partners the highest quality service, the most competitive rates and the most efficient processes in the wholesale lending industry. Nations Direct Mortgage specializes in residential lending,"
(800) 900-7040 2264 miles Lender's profile and map Reviews Home Mortgage Alliance Corporation 4 Hutton Centre Dr., Suite 500, Santa Ana, CA, 92707 HMAC must have unlimited growth potential. In order to achieve this, there should be a dedication to ensuring that there is large capital infusion which can help promote warehouse line capacity, start-up capital, and reserves that are required by the state and agencies guidelines
(562) 396-6799 2264 miles Lender's profile and map Reviews Your Mortgage Expert 12459 Lewis Street, Suite 202, Garden Grove, CA, 92840 We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
(310) 971-7444 2264 miles Lender's profile and map Reviews Vesta Capital Inc 10555 Stanford Avenue, Garden Grove, CA, 92840 Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following: Residential, investment, and commercial real estate Market trends The real estate buying and selling process.
(714) 907-4381 2264 miles Lender's profile and map Reviews Nestegg Inc. 12437 Lewis Street, Suite 206, Garden Grove, CA, 92840 We handle real estate financing and real estate sales in-house. You don’t have to use both services, but when you do, you have a single point of contact handling everything in your transaction. Either way, you always get personalized service and peace of mind.We untangle the mess and help you make a plan based on your goals.
(714) 620-9843 2264 miles Lender's profile and map Reviews Best Finance Capital 12966 Euclid St., Suite 220, Garden Grove, CA, 92840 Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.