USDA and FHA Pro and Con in Erwin, Steuben County, NY
For 2025, the USDA loan limit in Erwin, situated in Steuben county, NY, is $336,500. The FHA loan limit for a single-family home is $472,030.
Try the Lendersa® USDA loan calculator to compare the current USDA and FHA best rates, and find out the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Erwin, Steuben, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Erwin, NY
Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and effortlessly. Choose from three initial paths to engage with lenders and explore USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It specifically caters to rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages require no down payment.
Since 1981, All-State Credit Plan, has been helping individuals with financial assistance when they need it by providing consumer loans. One of our goals is to get you the money you need when you need it. With Over 20 Locations in South Louisiana & Mississippi We’re Sure to Have One Near You. Most Loans are Approved Within 1 Hour.
We are committed to providing the best mortgage rates and the absolute best customer service experience to each and every one of our customers. We love to make our customers dreams come through! Pink Elephant Mortgage is dedicated to make your dreams of owning a home a reality. We are also happy to help you refinance your home.
Alliance Bank has been a strong Banking presence in Northeast Texas since its opening in the late 1920s. Although the name has changed from Sulphur Springs State Bank to Alliance Bank since we first opened our doors, our dedication to providing a high level of customer service has always remained the same.
First National Bank of Winnsboro has been continually serving multiple generations of families for over a century!
At the 2018 Customer Appreciation BBQ, Texas Bankers Association and The Independent BankersBank presented FNB with a award for celebrating 125 years of banking. Windol Cook, on behalf of TIB, stated.
TransUnion is a global information and insights company that makes trust possible between businesses and consumers, by ensuring that each consumer is reliably and safely represented in the marketplace We do this by having an accurate and comprehensive picture of each person. This picture is grounded in our foundation as a credit reporting agency.
833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.
Our solid foundation was established in the 1920s on the strength and stability of the local community of Crowley, Louisiana. Since our inception, we have grown to hold over $537, 000, 000 in assets, ensuring personal service as the cornerstone of all we do. Although we still call the original Crowley Skyscraper home.
Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
Forty years ago, a small group of local businessmen in Pontotoc County established the First American Bank of Roff in order to meet the personal banking and business-banking needs of the citizens in Roff and surrounding areas. The mission of the bank, then and now, has been to serve its customers with personalized banking service.
Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe.
Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.
Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.
