USDA and FHA Pro and Con in Veteran, Chemung County, NY

In 2025, USDA loan limit in Veteran, county of Chemung, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Veteran, county of Chemung, NY

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Veteran, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Southern Illinois Bank
  • 1012 W Broadway Blvd, Johnston City, IL, 62951
  • Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.
  • Dubuque Postal Employees Credit Union
  • 1155 Loras Boulevard, Dubuque, IA, 52001
  • Our Mission is to make available a source of credit at a fair and reasonable rate of interest, to encourage habits of careful management of money among our members and to provide our members the opportunity to manage their savings for their own benefit. Dubuque Postal Employees Credit Union Established in 1927.
  • Dubuque Bank and Trust Company
  • 1398 Central Ave, Dubuque, IA, 52001
  • At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.
  • MembersFirst Credit Union
  • 2476 Lawrenceville Hwy, Decatur, GA, 30033
  • Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia
  • 1st Community Bank
  • 407 Third Street, Sherrard, IL, 61281
  • 1st Community Bank is a branch office of 1st Community Bank. They provide the following services: Full Service Office Location & are located at 407 Third Street in Sherrard Illinois. Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
  • Taylor Credit Union
  • 825 East Allman Street, Medford, WI, 54451
  • Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto
  • Peoples Choice CU
  • 352 N. 8th St, Medford, WI, 54451
  • Peoples Choice Credit Union was chartered on October 15, 1940, as Hurd Employees Credit Union. The charter consisted of employees and their families of Hurd Millwork Corporation. The charter President was the late Joseph Spanbauer, and the charter Treasurer was the late Mayor Arthur Salzwedel.
  • STELLAR Mortgage Corporation
  • 3455 Peachtree Road NE, 5th Floor, Atlanta, GA, 30326
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Charmaine Roberts & Associates LLC
  • 3355 Lenox Road, Suite 1000, Snellville, GA, 30326
  • Charmaine Roberts & Associates LLC mortgage broker with over 18 years experience in the mortgage industry. I've partnered with multiple lenders that finance good credit and credit challenged borrowers. Getting approved for a home loan is a multi layered qualification process I'll guide you through.