USDA Vs. FHA your options comparison in Carlton, Orleans County, NY
As of 2026, the USDA loan limit in Carlton, found in Orleans county, NY, is set at $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's prime USDA vs. FHA rates, and see the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you determine which program in suits your financial scenario best.
2026 Loan Limits and Down Payment Requirements in Carlton, Orleans, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Carlton, NY
Lendersa® is committed to delivering the ideal USDA or FHA loan quickly, without hassle. Choose from three starting points that help connect with lenders and explore USDA loan programs.
A USDA loan, backed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require none.
Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
Dow Chemical Employees’ Credit Union was the 182nd credit union organized in the State of Michigan.
In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.
Commercial Mortgage Funding, LLC is a commercial mortgage brokerage firm which provides access to funding sources financing Commercial Real Estate nationwide (U.S.) with capital needs of $1, 000, 000 ($1MM) minimum. It intermediates between capital providers and the principals of commercial real estate projects and leverages its relationships.
Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
