In the year 2026, the USDA loan limit for a single-family home in Murray, within the county of Orleans, NY, is $336,500. Comparatively, the FHA loan limit for a similar home is $472,030.
Make use of the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today. This tool allows you to evaluate the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator also enables you to compare USDA, FHA, Conforming, and VA options side by side, helping you decide on the best program for your financial needs in
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| Type of Loan | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly finding you the optimal USDA or FHA loan, minimizing hassle. Choose from three starting avenues to match with lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is exclusively offered in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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