USDA and FHA Pro and Con in Clarendon, Orleans County, NY
For 2025, the USDA loan limit in Clarendon, located in Orleans County, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to differentiate between today's prime USDA and FHA rates, evaluating the income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, facilitating a decision on the optimal program for your specific financial needs in .
2025 Loan Limits and Downpayment Requirements in Clarendon, Orleans, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Clarendon, NY
Lendersa® aims to simplify the process of finding the best USDA or FHA loans swiftly and hassle-free. Choose one of these three starting points to connect with appropriate lenders and USDA loan opportunities.
The USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it is available solely in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires none.
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