USDA Vs. FHA your options comparison in Ridgeway, Orleans County, NY
In 2025, the USDA loan ceiling in Ridgeway, located in Orleans county, NY, sits at $336,500, while the FHA loan cap for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to weigh today’s top USDA and FHA rates, helping you discern the income, credit, reserves, and documents necessary for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Ridgeway, Orleans, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Ridgeway, NY
Lendersa® endeavors to quickly connect you to the ideal USDA or FHA loans, efficiently and without trouble. Choose any of three starting points that guide you to compatible lenders and USDA loan plans.
The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture, available solely in rural areas. In contrast with FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment.
Our goal is to provide each of our customers with exceptional service, competitive rates and a personalized banking experience. Community Bank of Oklahoma offers a full range of services to suit your banking needs. We're here to serve you! On behalf of the officers & employees of Community Bank of Oklahoma.
American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.
Florida Financial Institute Inc. was founded October 1, 1987 is celebrating more than 30 years in business this year. After moving to Florida and getting both a Florida real estate brokers license and a Florida Auctioneers license Anthony Mansolillo realized there was a gap in the finance industry, the inability to get the tougher deals done
2639 Professional Circle Suite 105, Naples, FL, 34119
Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
We started many years ago as a small family real estate business and grew to meet the needs of our clients in the changing and growing market. With many years of real estate and financial experience, we opened Proper Mortgage Group to ensure all of our clients received the same exceptional level of service through every part of the home buying proc
Since opening in 2000, Proficient Processing, LLC. has been proud to serve the Plantation community. We’re committed to not only providing quality products and services, but going above and beyond to ensure our customers are completely satisfied. We welcome you to look through our site to see all we have to offer.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
