USDA Vs. FHA Pro and Con comparison in Ridgeway, Orleans County, NY
In 2025, the USDA loan ceiling in Ridgeway, located in Orleans county, NY, sits at $336,500, while the FHA loan cap for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to weigh today’s top USDA and FHA rates, helping you discern the income, credit, reserves, and documents necessary for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Ridgeway, Orleans, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Ridgeway, NY
Lendersa® endeavors to quickly connect you to the ideal USDA or FHA loans, efficiently and without trouble. Choose any of three starting points that guide you to compatible lenders and USDA loan plans.
The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture, available solely in rural areas. In contrast with FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment.
We are a Mortgage Brokerage Firm doing buisness in NY, NJ, FL & CT. Sean Basit, Founder & CEO has over 20 years experience in Real Esate & Mortgages.USN Mortgage Inc offers various types of loan programs through many approved lenders such as but not limited to FHA,VA, Reverse Mortgages,Conventional Loans,High Balnce Loans, Jumbo & Super Jumbo Loans
the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967
Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value
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Ideal Mortgage Services, LLC is a mortgage brokerage owned and operated locally in Haslett. We are licensed to do first mortgages throughout the entire state of Michigan. Ideal Mortgage has a very diverse client base, with all types of credit backgrounds. We are well versed in various types of loans,
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Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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