USDA and FHA Pro and Con in Ridgeway, Orleans County, NY
In 2026, the USDA loan ceiling in Ridgeway, located in Orleans county, NY, sits at $336,500, while the FHA loan cap for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to weigh today’s top USDA and FHA rates, helping you discern the income, credit, reserves, and documents necessary for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Ridgeway, Orleans, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Ridgeway, NY
Lendersa® endeavors to quickly connect you to the ideal USDA or FHA loans, efficiently and without trouble. Choose any of three starting points that guide you to compatible lenders and USDA loan plans.
The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture, available solely in rural areas. In contrast with FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment.
8850 Columbia 100 Parkway, Suite 215, Columbia, MD, 21045
APEX Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
At 1 Percent Down Mortgages, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you
United Hospital Center Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the United Hospital Center Federal Credit Union will continue a sound yet progressive asset management strategy
The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
162-16 Union Tpke, Suite 305, Fresh Meadows, NY, 11366
Logic Advance Group Firmly established as one of the nation’s forefront leaders in business capital funding, our professional and experienced staff is always standing by to assist you through our quick and easy cash advance system. Whether you seek as much as 500, 000 dollars or as little as 5, 000 dollars, we consistently provide our clients
Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.
Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
Our commitment to sound banking, combined with our promise to provide the best service available, has made us one of the fastest growing banks in our area.
Florence Bank remains committed to serving the community as a local bank. The bank is depositor owned and its Directors and Corporators are all actively involved in the local community.
