USDA Vs. FHA Pro and Con comparison in Caroline, Tompkins County, NY
In 2025, the USDA loan limit for Caroline, located in Tompkins County, NY, is $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, determining the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to the best choice in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Caroline, Tompkins, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Caroline, NY
Lendersa® strives to help you quickly secure the best USDA or FHA loan without hassle. Choose from three potential starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
1670 Old Country Road, Suite 220, Plainview, NY, 11803
Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration
McKesson Federal Credit Union is a Federally insured, member owned, full service financial institution. For over a half century, we have been committed to providing employees of our employee groups and their families with diversified, high quality, competitively priced financial products and services.
Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.
2803 Philadelphia Pike, Suite B-190, Claymont, DE, 19703
At Veterans Mortgage Services, we take great pride in Serving Those Who Have Served Our Country. We have professionals with expertise in VA Loans who are committed to streamline the process, making it smooth and easy for you. Millions of military families have taken advantage of Veterans Mortgage Services to purchase or refinance a home.
Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.
Bluestone Commercial Capital LLC was formed to meet the needs of business owners and real estate investors who require short-term capital and are either unable or unwilling to borrow from traditional banks. Seeking credit has become increasingly difficult for the self-employed. The loan packages required by commercial lenders
Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.
Our mission is to serve our customers with honesty, integrity and competence.
