USDA Loan Vs. FHA loan for Cayuga-Heights, NY 2025

In 2025, USDA loan limit in Cayuga-Heights, county of Tompkins, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cayuga-Heights, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(904) 381-5626 890 miles Lender's profile and map Reviews TrustLine Mortgage, Inc. 6101 Gazebo Park Place North, Suite 108, Jacksonville, FL, 32257 TrustLine Mortgage, Inc. has been a leading mortgage banker in Florida since 1989. we are committed to offering our clients the most competitive and innovative mortgage loan products and best customer service available anywhere. TrustLine Mortgage offers a variety of lending options designed to meet your specific needs.
(515) 771-9998 891 miles Lender's profile and map Reviews First Rate Mortgage LLC 1350 Hannah Lane, Waukee, IA, 50263 First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
(320) 968-6300 891 miles Lender's profile and map Reviews Falcon National Bank 183 Cedar Drive, Foley, MN, 56329 At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
904-770-4052 891 miles Lender's profile and map Reviews First Coast Mortgage Funding 360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081 First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
904-338-9356 891 miles Lender's profile and map Reviews ATLANTIC TRUST MORTGAGE CORPORATION 90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081 Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
(954) 300-5213 891 miles Lender's profile and map Reviews SMART HOME LOANS, LLC 488 Parkbluff Cir, Ponte Vedra, FL, 32081 Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
(229) 723-3711 891 miles Lender's profile and map Reviews First State Bank of Blakely 2213 South Main Street, Blakely, GA, 39823 First State Bank of Blakely¹ was originally chartered in 1903 under the name First National Bank of Blakely and has operated continuously in Early County since its inception. The bank was owned and operated under the direction of Mr. S. G. Maddox, Sr. until his retirement in 1993.
(660) 433-2004 891 miles Lender's profile and map Reviews The Tipton Latham Bank, National Association 800 US-50, Tipton, MO, 65081 The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906. We are a full-service bank offering: Free Checking Regular Checking Savings Account Now Account Super Now Account Money Market Account Certificates of Deposit IRAs Debit/ATM Cards
(407) 567-2290 892 miles Lender's profile and map Reviews Seaside National Bank and Trust 820 A1A North, Ponte Vedra Beach, FL, 32082 Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank
(904) 280-9600 892 miles Lender's profile and map Reviews Dolphin Home Mortgage Inc 2308 Sawgrass Village Drive, Ponte Vedra Beach, FL, 32082 Dolphin Home Mortgage are your premier mortgage team located in Ponte Vedra Beach, Florida. Dolphin Home Mortgage offers some of the most competitive rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of Florida.
(904) 654-1733 892 miles Lender's profile and map Reviews MTR Funding LLC 2407 Brittany Court, Ponte Vedra Beach, FL, 32082 We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.
(904) 686-1293 892 miles Lender's profile and map Reviews Navigator Mortgage Inc 183 Landrum Lane, Suite 203 B, Ponte Vedra Beach, FL, 32082 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.