USDA Vs. FHA Pro and Con comparison in Dryden, Tompkins County, NY
In 2025, the USDA loan limit in Dryden, in the county of Tompkins, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates today. Determine the income, credit, reserves, and documentation needed to qualify. With our enhanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to help identify which program in Alabama best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Dryden, Tompkins, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Dryden, NY
Lendersa®'s objective is to connect you swiftly and effortlessly with the best USDA or FHA loan. Choose from three starting points to reach matching lenders and discover USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment, offering a significant benefit for rural buyers.
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For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.
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