FHA Vs. USDA loan program for Northeast-Ithaca, Tompkins County, New York

In 2025, USDA loan limit in Northeast-Ithaca, county of Tompkins, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Northeast-Ithaca, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

516 441 5888 183 miles Lender's profile and map Reviews Bayport Funding LLC 98 Cuttermill Road, Suite 424 N, Great Neck, NY, 11021 Bayport Funding LLC is Greater New York’s leading boutique private equity lending firm, specializing in short-term, non-traditional real estate loans to fund the acquisition of residential/commercial real estate investments. The company’s core mission—fueled by responsible and successful portfolio investment—is to invest in New York’s growing and b
212 684 2735 183 miles Lender's profile and map Reviews W Financial 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021 W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
917 603 2255 183 miles Lender's profile and map Reviews Manhattan Bridge Capital 60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021 Manhattan Bridge Capital, Inc. (Nasdaq – “LOAN”) has been a publicly traded company since 1999. MBC is a "hard money" lender in New York Metropolitan area and in Florida, and is known to close its deals in a very short period of time. In most cases the client will have cash in his/her possession in 3-10 business days.
516 261 2999 183 miles Lender's profile and map Reviews Sharestates, Inc. 45 North Station Plaza, Suite 400, Great Neck, NY, 11021 Sharestates, we offer investors direct access to institutional-quality real estate investments through our online marketplace, with real estate investors earning a projected 8-12% net annualized returns. Through the process of real estate crowdfunding, we make it easy for anyone to build a real estate portfolio.
(610) 325-5100 183 miles Lender's profile and map Reviews Franklin Mint Federal Credit Union 5 Hillman Drive, Suite 100, Chadds Ford, PA, 19317 Franklin Mint Federal Credit Union has provided financial products and services to its members in the greater Philadelphia region and beyond since 1970. FMFCU presently ranks ninth in asset size among Pennsylvania credit unions and remains the largest financial institution headquartered in Delaware County, Pennsylvania. FMFCU has 100, 000 members
(610) 358-5086 183 miles Lender's profile and map Reviews RH Cooper Ltd 225 Wilmington West Chester Pike, Suite 200, Chadds Ford, PA, 19317 At R.H.Cooper Ltd., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(610) 325-5002 183 miles Lender's profile and map Reviews STATE FINANCIAL NETWORK 5 Hillman Drive, Suite 300, Chadds Ford, PA, 19317 "State Financial Network (SFN) is a wholly owned Credit Union Service Organization (CUSO), offering a unique blend of credit union philosophy and mortgage lending and servicing expertise. SFN has a nationwide servicing portfolio and a staff trained to handle your members in a personal, professional and efficient manner – just as you would."
(484) 443-4435 183 miles Lender's profile and map Reviews CONCORD ONE FINANCIAL, LLC 5 Christy Drive, Chadds Ford, PA, 19317 Concord Home Mortgage we have world class technology that allows you to enjoy a totally digital mortgage process, we are also happy to give world class service and walk you through every step of the process. We enjoy getting to know our customers whether it be over the phone or face to face in our office in Chadds Ford, Pennsylvania.
(203) 853-6668 183 miles Lender's profile and map Reviews Cannondale Financial LLC 144 East Avenue, Suite 200, Norwalk, CT, 06851 CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history
888-268-7778 183 miles Lender's profile and map Reviews South End Capital Corporation 101 Merritt 7 Corporate Park, Suite 300, Norwalk, CA, 06851 Founded in 2009, South End Capital is a nationwide, non-conforming lender and intermediary. We offer mortgages secured by commercial and investment residential real estate, as well as collateralized and uncollateralized business loans. Our technology-enabled platform delivers a streamlined loan process, and we are committed to providing excellent s
(203) 452-3590 183 miles Lender's profile and map Reviews PFS Mortgage 177 North St, Easton, CT, 06612 "PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York. Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."