USDA Vs. FHA your options comparison in Northeast-Ithaca, Tompkins County, NY
For 2026, the USDA loan limit in Northeast-Ithaca, located within Tompkins, NY, is $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. Determine the required income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA options, helping you decide the best program for your financial situation in .
Loan Limits and Down Payment Requirements for 2026 in Northeast-Ithaca, Tompkins, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Northeast-Ithaca, NY
The mission of Lendersa® is to provide you the ideal USDA or FHA loan quickly and without hassle. Select one of three paths to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment at all.
Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
Spectrum Real Estate Network, based in Chino, California. For over a decade, she has established a passionate presence in the surrounding communities through her professional career and other ventures. Not only a Residential and Commercial Real Estate Broker, but also a Mortgage Loan Originator.
Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
277 Rancheros Dr, Suite 160, San Marcos, CA, 92069
we’re able offer a wide variety of home loan programs to help borrowers finance their home loan needs. From the first-time buyer looking for a low-down payment loan, to the seasoned investor looking to finance a 4-unit multi family home, we can help you. Because of our partnership with over 40 lenders
LoanStar Financial is a mortgage company based in North San Diego County, CA. specializing in residential (Refi & Purchase) mortgages as well as commercial and construction loans. Ignacio Ventura has many years of experience in the residential, commercial & construction lending arena.
Jim Stanko is a JUMBO and FHA Reverse Mortgage Specialist located in Southern California. He and his firm, Lineage Lending, are Federally- and CA State-Licensed reverse mortgage brokers. Lineage Lending is a member of the National Reverse Mortgage Lenders Association, an association that requires high ethical standards from its members.
970 Los Vallecitos Boulevard, Suite 222, San Marcos, CA, 92069
Every one of our clients needs are different which is why we leverage our experience & expertise to help you find the right financing. We make sure every client understands their loan program & gets the best possible financing for their needs. Contact us today to get pre-qualified for your next home purchase or to refinance your current residence
YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.
Cushner Capital Group is a direct Private Mortgage Lender and Brokerage based in Fallbrook, CA, thirty miles north of San Diego. We have been providing hard money non-standard and conventional mortgages throughout the state of California for the past 20 years. Our goal is to provide a viable non-standard mortgage solution for borrowers
MC & Associates, Inc find everything you need to buy, sell, or refinance a home in the area as well as learn about the market value of homes. You can now search for homes with detailed descriptions, photos, community and school information and so much more.as a refinance and real estate professional.
