FHA Vs. USDA loan program for Northeast-Ithaca, Tompkins County, New York

In 2025, USDA loan limit in Northeast-Ithaca, county of Tompkins, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Northeast-Ithaca, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(724) 856-3119 218 miles Lender's profile and map Reviews Hometown Mortgage Company 117 Worthington Ave, New Castle, PA, 16105 Our goal Is to provide quality and ethical mortgage lending advise while providing the highest level of professional service. We reach out to lenders across the country to find you the best rate on your mortgage. Why let a high mortgage rate spoil your next house or a bank have you pay more for a loan then you need.
(440) 255-1199 218 miles Lender's profile and map Reviews Mortgage Placement Services 226 Mohawk Drive, New Castle, PA, 16105 Mortgage Placement Services is a State approved mortgage broker working with the Nation's largest wholesale lending institutions. Our objective is to arrange real estate secured financing for our customers with particular emphasis on creating a favorable overall financial condition for them. Each member of the MPS Staff is a thoroughly trained.
(724) 981-2973 218 miles Lender's profile and map Reviews Pennstar Federal Credit Union 4139 East State Street, Hermitage, PA, 16148 Your Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
(724) 981-9410 218 miles Lender's profile and map Reviews Mercer County Community Federal Credit Union 559 N Hermitage Road, Hermitage, PA, 16148 Mercer County Community FCU is not just for teachers – we serve all of Mercer County, the surrounding counties of Lawrence, Venango and Crawford in PA; plus Mahoning, Trumbull and Columbiana in Ohio. The Credit Union is a member owned, not for profit organization. The Credit Union is striving to provide desired financial services to its members.
(802) 871-4480 218 miles Lender's profile and map Reviews Northfield Savings Bank 210 College Street, Suite 201, Burlington, VT, 05401 Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont
(802) 654-4540 218 miles Lender's profile and map Reviews Opportunities Credit Union 25 Winooski Falls Way, Burlington, VT, 05401 Opportunities Credit Union is Vermont’s only community development credit union. Uniquely committed to Vermonters of low wealth, Opportunities’ mission is to build wealth, community, and opportunity through a fair and affordable financial system. Our primary market is Vermont’s 90, 000 low-income households.
(802) 863-0563 218 miles Lender's profile and map Reviews Asaro Mortgage, LLC 125 Bank Street, Suite 1, Burlington, VT, 05401 Asaro Mortgage was established in 2011 in Burlington, Vermont. The owner and broker is James Asaro. He has over 10 years of mortgage experience and hundreds of satisfied customers. James has lived in Burlington since 1996 and is a graduate from both Champlain College and the University of Vermont.
(802) 343-9901 218 miles Lender's profile and map Reviews SPRUCE MORTGAGE, INC 430 Shelburne Rd, Burlington, VT, 05401 Spruce Mortgage, we understand what Vermont Homebuyers want – low mortgage rates, a quick turnaround, and honest advice. We know, because we’re Vermonters, too. Offering complimentary pre-approvals, loan estimates, and rate locks, it is no surprise as to why so many people choose us over our competitors
(802) 863-2020 218 miles Lender's profile and map Reviews Vermont Mortgage Company 135 College Street, Suite 1, Burlington, VT, 05401 Vermont Mortgage Company is a trusted mortgage lending resource for Vermonters, and for soon to be Vermonters! Whether you are a first time home buyer, are buying a new home, are buying an investment property, or are refinancing your current mortgage; Vermont Mortgage Company will help guide you through.
(412) 487-6048 218 miles Lender's profile and map Reviews Enterprise Bank 4091 Mount Royal Boulevard, Allison Park, PA, 15101 Enterprise Bank first opened its doors for business in October 1998. Since that day, it has continued to change the expectations small business owners have for their financial institutions. The main reason is this: Enterprise Bank is the region’s only bank created to address the particular needs of entrepreneurs, startups & businesses in distress.
(410) 461-2257 218 miles Lender's profile and map Reviews Howard County Education Federal Credit Union 3458 Ellicott Center Drive, Suite 106, Ellicott City, MD, 21043 In 2011, the HCTA Federal Credit Union petitioned NCUA to expand our charter from a Single Common Bond Charter to a Multiple Common Bond Charter. This allows us to offer membership to other entities in Howard County who are in some way affiliated with schools. Our first new membership group was the High School Students of HCPSS, beginning 2012.