USDA Vs. FHA your options comparison in Castile, Wyoming County, NY

In 2026, the USDA loan limit in Castile, situated in Wyoming, NY, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and determine the income requirements, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables side-by-side evaluation of USDA, FHA, Conforming, and VA programs, assisting in selecting the best fit for your financial needs in .

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Loan Limits and Down Payment Requirements for 2026 in Castile, Wyoming, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Castile, NY

Lendersa® aims to quickly provide you with the most suitable USDA or FHA loans without hassle. Choose from one of three initial pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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