USDA Loan Vs. FHA loan for York, NY 2026

As of 2026, the USDA loan limit for York in Livingston county, NY, is $336,500. Meanwhile, the FHA loan limit for a single-family home in the same area is set at $472,030.

Take advantage of the Lendersa® USDA loan calculator to contrast today’s best USDA and FHA rates. This will help you ascertain the income, credit, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator allows you to see the USDA, FHA, Conforming, and VA options side-by-side, supporting your decision on which program in best fits your financial needs.

Options for USDA and FHA Loans in York, NY

Lendersa® aims to obtain the most favorable USDA or FHA loan for you quickly and effortlessly. You have the choice of three different starting points that will connect you with lenders as well as USDA loan programs.

Lendersa USDA loan request match results

Understanding USDA Loans in NY

The USDA home loan is supported by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This financial option is available only in designated rural communities. Different from FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not necessitate any down payment.

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(361) 552-7476 Lender's profile and map Reviews Cal-Com Federal Credit Union 1401 North Virginia, Port Lavaca, TX, 77979 Cal-Com Federal Credit Union is currently over $100 million in assets and has over 15, 000 members. We serve the people who live, work, worship, or attend school in, and businesses and other legal entities located in Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio and Victoria counties.
(361) 552-6726 Lender's profile and map Reviews First National Bank in Port Lavaca 1101 South Hwy 35 By-Pass, Port Lavaca, TX, 77979 First National Bank In Port Lavaca is "The Bank that's Good as Gold". With multiple locations, our bank sees that it is very important to remain convenient and accessible when you need it most. We provide services for Personal needs, Business needs and Loans to support your needs and wants.
(833) 759-7434 Lender's profile and map Reviews Skyridge Lending, LLC 509 Scott Ave, Suite 154, Woodland Park, CO, 80863 Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA
(361) 576-3168 Lender's profile and map Reviews Victoria Teachers FCU 2207 Wildwood Street, Victoria, TX, 77901 Victoria Teachers FCU Credit unions provide the same products and services as other financial institutions—but credit unions are not-for-profit and exist to help people, not to make a profit. As such, all earnings are returned to their members in the form of high-interest savings and low rate loans.This also enables credit unions to operate at a lo
(307) 684-5591 Lender's profile and map Reviews Buffalo Federal Bank 106 Fort Street, Buffalo, WY, 82834 In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.
(307) 684-2211 Lender's profile and map Reviews First Northern Bank of Wyoming 141 S. Main St, Buffalo, WY, 82834 First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.
(512) 563-8471 Lender's profile and map Reviews Barton Springs Financial 801 Madison Ave, New Braunfels, TX, 78130 We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.
(830) 632-5000 Lender's profile and map Reviews Bluebonnet Mortgage LLC 438 South Water Lane, New Braunfels, TX, 78130 Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(830) 401-6026 Lender's profile and map Reviews First Commercial Bank, National Association 1336 E. Court St, Seguin, TX, 78155 First Commercial Bank, N.A. was founded in 1983 in a small portable building at 1336 East Court Street in Seguin. Then, in March of 1984, construction was completed on the permanent facility that is still the headquarters of First Commercial Bank today. At First Commercial Bank we believe in taking an active role in the community.
(303) 832-5656 Lender's profile and map Reviews Mint Mortgage LLC 31021 Troutdale Ridge Road, Evergreen, CO, 80439 Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
(303) 489-1129 Lender's profile and map Reviews Loan Zone Mortgage, LLC. 28225 Hwy 74, Suite 202, Evergreen, CO, 80439 The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(303) 674-2300 Lender's profile and map Reviews Fox Valley Mutual Inc 2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439 Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.