As of 2025, the USDA loan limit for York in Livingston county, NY, is $336,500. Meanwhile, the FHA loan limit for a single-family home in the same area is set at $472,030.
Take advantage of the Lendersa® USDA loan calculator to contrast today’s best USDA and FHA rates. This will help you ascertain the income, credit, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator allows you to see the USDA, FHA, Conforming, and VA options side-by-side, supporting your decision on which program in
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| Type of Loan | Limit on Loans | Payment Down |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to obtain the most favorable USDA or FHA loan for you quickly and effortlessly. You have the choice of three different starting points that will connect you with lenders as well as USDA loan programs.
The USDA home loan is supported by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This financial option is available only in designated rural communities. Different from FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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