FHA Vs. USDA loan program for York, Livingston County, New York

In 2025, USDA loan limit in York, county of Livingston, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in York, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(813) 610-1563 1060 miles Lender's profile and map Reviews Tampa Heights Mortgage Inc 2322 North Highland Avenue, Tampa, FL, 33602 We cater towards clients who have discerning interests in their properties, and provide them with the most competitive financing options available in the USA. Unlike most mortgage brokerages you'll find, we specialize in challenging loans. Tampa Heights Mortgage Company is one of the only mortgage brokerages that will evaluate your specific needs
(813) 513-5945 1060 miles Lender's profile and map Reviews PRINCIPAL EAGLE FINANCIAL INC 706 E. Columbus Dr., Tampa, FL, 33602 At PRINCIPAL EAGLE FINANCIAL INC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible At PRINCIPAL EAGLE FINANCIAL INC., we treat each customer as an individual, not a number.
(813) 995-5685 1060 miles Lender's profile and map Reviews My Community Mortgage Lending LLC 401 E Palm Avenue, Tampa, FL, 33602 My Community Mortgage Lending offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today for a special offer and learn what I can do for you.
(813) 373-8667 1060 miles Lender's profile and map Reviews WLW Capital, LLC 602 Channelside Dr, Tampa, FL, 33602 WLW Capital is the premier private lending firm in the state of FL, offering an array of loan products for real estate investors.WLW Capital also develops real estate & operates a portfolio of parking assets across the state of FL. WLW is a hard money lender focused on servicing real estate investors by providing quick and low cost capital.
720-436-1753 1060 miles Lender's profile and map Reviews Zero Point Mortgage Services 501 E Kennedy Blvd, Tampa, FL, 33602 Zero Point Mortgage Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
(813) 831-9330 1060 miles Lender's profile and map Reviews American Mortgage Services, Inc 1000 N Ashley Dr Suite 1020, Tampa, FL, 33602 American Mortgage Services. We are a full-service mortgage company based in Tampa, FL. We specialize in FHA, VA, USDA and Conventional Mortgage Loans in Tampa. We also serve the surrounding cities in Hillsborough County. Whether you are buying a home or refinancing in any of these zip codes: 33602, 33701 or 34655,
813-863-9464 1060 miles Lender's profile and map Reviews Home Access Financial, LLC 100 S. Ashley Drive, Suite 1150, Tampa, FL, 33602 Home Access Financial we strive to knowledgeably serve, effectively communicate, and expertly provide a large portfolio of products to satisfy our home-buyers dreams and exceed real estate professionals' diverse needs. We accomplish all of this while also investing in the development of our employees personally
(785) 488-3344 1061 miles Lender's profile and map Reviews Bennington State Bank 104 West Washington Street, Bennington, KS, 67422 The Bennington State Bank (BSB) is a community bank proudly serving Kansas for over 130 years with branches in Salina, Bennington, Minneapolis, Wamego, Sylvan Grove, and Lucas Kansas. BSB strives to be the community bank of choice in the regions we serve and we do so by being a trusted financial partner that operates with integrity,
(918) 653-3200 1061 miles Lender's profile and map Reviews First National Bank and Trust Company 400 E 1st St, Heavener, OK, 74937 At First National Bank, we strive to provide our customers with the friendliest and most efficient banking services possible. We are confident we will be able to serve you and meet your banking needs. We offer convenience at your fingertips with our state-of-the-art mobile banking app and other 24-hour online services.
(701) 647-2448 1061 miles Lender's profile and map Reviews Hometown Credit Union 18 Main Avenue South, Kulm, ND, 58456 Since 1949, we have provided our members with a place to save their hard-earned money & earn excellent dividend rates on those savings, while offering loans at the lowest rates possible. Our sole purpose is to help our member-owners with all their financial needs through all walks of life.
772-362-2744 1061 miles Lender's profile and map Reviews Versair Private Money 1455 90th Ave, Vero Beach, FL, 32966 We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.
(727) 726-0763 1061 miles Lender's profile and map Reviews Nicholas Financial, Inc. 2454 McMullen Booth Road, Clearwater, FL, 33759 Nicholas Financial, Inc., established in 1985, is a consumer finance company, that specializes in purchasing and servicing auto loans made by franchised and independent auto dealers, via a network of company owned and operated branch offices. Nicholas operates a network of 47 locations.