USDA and FHA Pro and Con in Attica, Wyoming County, NY

In 2025, the USDA loan limit for Attica in Wyoming, NY, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates, determining the necessary income, credit, reserves, and documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in Alabama best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Attica, Wyoming County, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Attica, NY

Lendersa® aims to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in NY

A USDA home loan, backed by the government Department of Agriculture, known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Preferred Lending Partners
  • 1580 Logan Street, Suite 340, Denver, CO, 80203
  • Preferred Lending Partners, was founded in 1985 and is a not-for-profit Certified Development Company for all of Colorado primarily focusing on counties of Adams, Boulder, Broomfield, Denver. Preferred Lending Partners specializes in SBA 504 loans for small businesses we can also lead you through the rewarding endeavor of acquiring your own assets.
  • Credit Union of Colorado
  • 1390 Logan St, Denver, CO, 80203
  • Our goal is to add value to the lives of our members, employees, and the greater community. To do that, we believe in acting a certain way and look to our core values to guide us in every decision we make. We have a long history of providing excellent financial products and services to our members, and will uphold our commitment.
  • Expect LLC
  • 232 North Broadway, Unit 9, Denver, CO, 80203
  • Expect Mortgage Co are home loan and refinance specialists serving clients in the beautiful state of Colorado. We provide honest, transparent, and trustworthy home loan origination and refinance services. We have established a unique value prop that we feel resonates well with first-time home buyers.
  • Westminster Federal Credit Union
  • 9053 Harlan St, Suite 10, Westminster, CO, 80031
  • Westminster FCU was founded in 1960 by 12 Westminster Volunteer Fireman. The 'office' was a drawer in the secretary's desk of the city manager. WFCU has had several offices and has resided at its current location since 2001. The credit union is now a full service financial institution, offering everything from checking to mortgages.
  • COHomeGrant.com
  • 8774 Yates Dr, Westminster, CO, 80031
  • COHomeGrant.com, our mission is to set a high standard in the industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the process, so that you can confidently select the best situation for you and your family from the many options that are available today.
  • Move Mortgage
  • 8700 Turnpike Drive, Suite 303, Westminster, CO, 80031
  • Move Mortgage was created to provide customers with a fast, reliable, and dependable home loan process. We specialize in first time home buyers, down payment assistance and all conventional loan products. Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly
  • Advanced Mortgage Solutions LLC
  • 11854 Bradburn Blvd, Westminster, CO, 80031
  • "We are a Colorado locally owned & operated Company. We have several banks and investors that we work with to give you the most comprehensive portfolio of products. We are committed to providing clients with the highest level of service combined with some of the lowest rates. With our highly experienced team of mortgage professionals"
  • Jackson County Teachers FCU
  • 309 North Allen Street, Edna, TX, 77957
  • J C T Federal Credit Union has been serving the employees of the Edna, Ganado and Industrial School Districts since 1971. We take pride in providing you with fast, accurate and confidential services.We offer a full range of services including Share Draft Accounts (Checking) that pays you an annual dividend credited monthly.
  • Jackson County Federal Credit Union
  • 309 N Allen Street, Edna, TX, 77957
  • Jackson County Federal Credit Union began as MAGVAN Federal Credit Union in 1955 when a group of Mobil employees working in Vanderbilt chartered the credit union. Since then, the credit union has been chartered to be a community credit union, to serve anyone living or working in Jackson County.
  • Porter Federal Credit Union
  • 850 E Harvard Ave, Suite G-45, Denver, CO, 80210
  • Porter Federal Credit Union serves the employees of Centura Health – we are located on the campus of Porter Adventist Hospital in Denver. Our office is located in the Harvard Park West medical building behind Porter Adventist Hospital at: 850 E Harvard Ave G-45, Denver, CO 80210.
  • Move Up Mortgage, LLC
  • 1221 S Clarkson, Suite 430, Denver, CO, 80210
  • We are committed to providing customized mortgage products and services that are tailored to meet your individual needs. Our loan experts are committed to guiding you to the right loan to help you reach your financial goals with integrity and professionalism. Move Up Mortgage NMLS #2016625. All Rights Reserved
  • Aslan Home Lending Corporation
  • 1777 South Harrison Street, Suite 903, Denver, CO, 80210
  • Our goal is simple To help every family we serve get to “Yes.” Yes to the loan that unlocks the joy of home ownership. Yes to the lending solutions that meet every client’s unique needs and wants. That’s why we dedicate our every resource to serve as your personal guide through the lending process, solving problems, building confidence.