USDA Loan Vs. FHA loan for Perry, NY [Wyoming County ]

In 2025, the USDA loan ceiling for a single-family home in Perry, which is in Wyoming county, NY, is $336,500. By comparison, the FHA loan limit is set at $472,030.

Utilize Lendersa®'s USDA loan calculator to juxtapose the top USDA and FHA rates available today, allowing an assessment of income, credit levels, reserves, and necessary documentation. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, offering a comprehensive view to help choose the best option in for your personal financial situation.

Options for USDA and FHA Loans in Perry, NY

Lendersa® is committed to finding you the best USDA or FHA loan swiftly and effortlessly. Choose one of the three paths leading to matching lenders and relevant USDA loan programs.

Results of Lendersa USDA loan request matching

Understanding USDA Loans in NY

The USDA home loan, supported by the Department of Agriculture (also known as the USDA rural development loan or mortgage), is available only in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Get top 10
USDA LENDERS
customized to yout needes

(701) 483-6811 Lender's profile and map Reviews Bravera Bank 220 1st Ave W, Dickinson, ND, 58601 We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
(817) 786-8540 Lender's profile and map Reviews Caltex Funding LP 1600 Airport Freeway, Suite 200, Bedford, TX, 76022 Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.
(817) 261-9325 Lender's profile and map Reviews Mount Olive Baptist Church Federal Credit Union 514 N L Robinson Drive, Arlington, TX, 76011 Mount Olive Baptist Church Federal Credit Union continues to live the credit union mission to provide excellent service to you, our members. The Board of Directors remain committed to providing products and services which will help improve the standard of living and teach you how to be better financial stewards.
(817) 701-2500 Lender's profile and map Reviews Micah Mortgage Services Inc 1112 E. Copeland Road, Suite 330, Arlington, TX, 76011 Based in the Dallas/Fort Worth area, Micah Mortgage Services, Inc. (“MICAH”) was founded in 2002 by its principals, Rick Boggus and Teresa Jones. The owners boast over 60 years of combined experience in the banking, finance, mortgage, investment banking and regulatory industry and have established MICAH’s reputation through quality performance
(800) 585-6686 Lender's profile and map Reviews Power Finance Texas 1303 N. Collins, Suite 417, Arlington, TX, 76011 Power Finance Texas was established in 1992 to offer responsible lending for fast cash to consumers with less than perfect credit. We offer a resource for cash advance loans in a professional environment. Our goal is to meet our customers’ financial needs in the most convenient way possible.
(817) 652-7474 Lender's profile and map Reviews Kenneth R. Petree 2225 E. Randol Mill Road, Suite 407, Arlington, TX, 76011 DFW SBA specializes in providing SBA 504 and SBA 7 (A) loans to eligible small to mid-sizes businesses in the State of Texas. Our primary focus is real estate and equipment loans. We work with all Texas CDCs plus other financing institutions. We are an SBA Preferred Lender in the State of Texas.
(817) 907-5499 Lender's profile and map Reviews Capital Connect 5751 Kroger Dr, Keller, TX, 76244 Capital Connect is your ultimate partner in Texas real estate investment. As a premier hard money lending company, we streamline success by offering faster, more flexible funding than traditional banks. Loans are based on property value, not credit, ensuring a fast process. Our services, like cash-out refinancing with no appraisal, empower investor
(817) 431-8618 Lender's profile and map Reviews HT Lending Group, LLC 1730 Rufe Snow Drive, Suite B, Keller, TX, 76248 At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.
(817) 482-1200 Lender's profile and map Reviews Trademark Mortgage 628 Stoneglen Drive, Keller, TX, 76248 Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.
(512) 592-0577 Lender's profile and map Reviews The Dunmire Team 8844 Laurel Ln, Keller, TX, 76248 The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.
(936) 327-1234 Lender's profile and map Reviews The First National Bank of Livingston 2121 U.S. Hwy 190, Livingston, TX, 77351 We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.
(409) 899-3430 Lender's profile and map Reviews DuGood Federal Credit Union 7505 Eastex Freeway, Beaumont, TX, 77708 We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .