USDA Loan Vs. FHA loan for Newfield, NY 2025

For the year 2025, the USDA loan limit applicable in Newfield, within Tompkins county of NY, is set at $336,500. Meanwhile, the FHA limit for purchasing a single-family home stands at $472,030.

Make the most of Lendersa®'s USDA loan calculator to contrast the current USDA and FHA loan rates, identifying the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs to assist you in choosing the best option in that suits your financial conditions.

USDA and FHA lending opportunities in Newfield, NY

Lendersa® aims to connect you swiftly and smoothly with the best USDA or FHA loans. Choose from three distinct starting points to pair with suitable lenders and access USDA loan solutions.

Lendersa USDA loan request and matching results

An Overview: USDA Loans in NY

The USDA loan, supported by the U.S. Department of Agriculture, is designed for rural homebuyers. Officially termed the USDA Rural Development Loan or USDA Mortgage, it provides the advantage of requiring no down payment, unlike FHA loans which need at least a 3.5% down payment.

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(800) 449-4007 Lender's profile and map Reviews Approved Credit Services, Inc NMLS #9604 2572 Erie Blvd. East, Syracuse, NY, 13224 We are experts in locating the loan that fits your individual circumstances. We have extensive experience in financing manufactured and mobile homes since 1994. We pride ourselves upon finding the best loan for you in the shortest possible time, plus making the experience as hassle-free as possible.
(607) 336-4988 Lender's profile and map Reviews NORWICH TELOPS FCU 11 East Park Place, Norwich, NY, 13815 NORWICH TELOPS FCU is mutually owned by its members, a group of people united by a common bond, who save their money together and make loans to each other from the accumulated funds. Our objective is not to make a profit, but to help our members manage their money by saving for the future and making intelligent use of available credit.
(315) 331-3893 Lender's profile and map Reviews NetFunding Corporation 162 Budd Rd, Newark, NY, 14513 NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.
(315) 437-0001 Lender's profile and map Reviews Quickline Capital Partners, Inc 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088 We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
(800) 343-8979 Lender's profile and map Reviews Paragon Home Loans, Inc 225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088 Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
(315) 638-0233 Lender's profile and map Reviews Seneca Savings 35 Oswego Street, Baldwinsville, NY, 13027 Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York. The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
(570) 724-1800 Lender's profile and map Reviews Carson Consumer Discount Co 70 Main St, Wellsboro, PA, 16901 Carson Consumer Discount Co Inc is located in Wellsboro, PA, United States and is part of the Nondepository Credit Intermediation Industry. Carson Consumer Discount Co Inc has 3 total employees across all of its locations and generates $381, 490 in sales (USD). (Sales figure is modelled). There are 2 companies in the Carson Consumer Discount.
(877) 838-2517 Lender's profile and map Reviews Citizens & Northern Bank PO Box 58, Wellsboro, PA, 16901 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.
(315) 445-2300 Lender's profile and map Reviews Countryside Federal Credit Union 5720 Commons Park Drive, East Syracuse, NY, 13057 Countryside Federal Credit Union has been open since 1941. The credit union has assets totaling $164.5 Million and provides banking services to more than 5, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(315) 656-8220 Lender's profile and map Reviews CORE Federal Credit Union 7200 Kirkville Road, East Syracuse, NY, 13057 CORE Federal Credit Union has been open since 1959. The credit union has assets totaling $134.55 Million and provides banking services to more than 9, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
(315) 449-0353 Lender's profile and map Reviews Community Bank, N.A. 5821 Bridge Street, East Syracuse, NY, 13057 Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.