USDA Loan Vs. FHA loan for Newfield, NY [Tompkins County ]

For the year 2026, the USDA loan limit applicable in Newfield, within Tompkins county of NY, is set at $336,500. Meanwhile, the FHA limit for purchasing a single-family home stands at $472,030.

Make the most of Lendersa®'s USDA loan calculator to contrast the current USDA and FHA loan rates, identifying the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs to assist you in choosing the best option in that suits your financial conditions.

USDA and FHA lending opportunities in Newfield, NY

Lendersa® aims to connect you swiftly and smoothly with the best USDA or FHA loans. Choose from three distinct starting points to pair with suitable lenders and access USDA loan solutions.

Lendersa USDA loan request and matching results

An Overview: USDA Loans in NY

The USDA loan, supported by the U.S. Department of Agriculture, is designed for rural homebuyers. Officially termed the USDA Rural Development Loan or USDA Mortgage, it provides the advantage of requiring no down payment, unlike FHA loans which need at least a 3.5% down payment.

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(863) 409-4560 Lender's profile and map Reviews Loantrust Mortgage, Inc 1258 Scottsland Dr., Lakeland, FL, 33813 "We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business. "
(727) 437-0725 Lender's profile and map Reviews East Lake Mortgage 3033 Ridgeline Blvd, Suite B3, Tarpon Springs, FL, 34688 East Lake Insurance & Taxes was founded by the Korkis family, pictured above. We pride ourselves on being a local, family business and strive to serve our community's needs. The team here at East Lake Insurance &Taxes works diligently to provide the best for our clients.That is why we are rated 5 stars on Google by our esteemed patrons!
407-342-9195 Lender's profile and map Reviews Equity Resources, Inc 3046 Sutton Woods Dr, Plant City, FL, 33566 Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.
(501) 332-6530 Lender's profile and map Reviews Diamond Lakes Federal Credit Union 7333 Highway 270, Malvern, AR, 72104 Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
(501) 332-6955 Lender's profile and map Reviews Malvern National Bank 501 South Main Street, Malvern, AR, 72104 MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
(888) 983-2543 Lender's profile and map Reviews Ohmstar Home Lending LLC 7320 E. Fletcher Avenue, Tampa, FL, 33637 Ohmstar Home Lending, LLC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
813-501-1466 Lender's profile and map Reviews Blue Dolphin Capital, Inc. 7320 E. Fletcher Ave., Tampa, FL, 33637 Blue Dolphin Capital is a mortgage brokerage that specializes in residential and commercial loans. As a company, we understand the benefits of new technology and work closely with some of the most innovative lenders in the industry, to provide an array of loan programs that can best suit our clients. As a leader
(402) 420-8344 Lender's profile and map Reviews Nebraska Bank of Commerce 6000 Village Drive, Suite 100, Lincoln, NE, 68516 Nebraska Bank of Commerce (NBC) was formed initially as Community Bank of Lincoln (CBL) in 2008 by a group of experienced Nebraska bankers working in partnership with an out of state bank holding company. The goal of that founding was to bring together a group of local investors who would invest their own capital to support the initial growth of th
(402) 434-2525 Lender's profile and map Reviews Frontier Bank 8380 Glynoaks Dr, Lincoln, NE, 68516 Frontier Bank was founded when a group of partners and friends, devoted to the ideals of community banking, purchased an interest in a small bank in south central Nebraska. In 2005, other acquisitions in the banking and insurance industries began to follow, bolstering our philosophy of community involvement, local service.
(402) 434-3456 Lender's profile and map Reviews West Gate Bank 6003 Old Cheney Rd, Lincoln, NE, 68516 Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.
(402) 421-3535 Lender's profile and map Reviews First State Bank Nebraska 4915 Old Cheney Rd, Lincoln, NE, 68516 First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.