USDA Loan Vs. FHA loan for Newfield, NY [Tompkins County ]

For the year 2026, the USDA loan limit applicable in Newfield, within Tompkins county of NY, is set at $336,500. Meanwhile, the FHA limit for purchasing a single-family home stands at $472,030.

Make the most of Lendersa®'s USDA loan calculator to contrast the current USDA and FHA loan rates, identifying the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs to assist you in choosing the best option in that suits your financial conditions.

USDA and FHA lending opportunities in Newfield, NY

Lendersa® aims to connect you swiftly and smoothly with the best USDA or FHA loans. Choose from three distinct starting points to pair with suitable lenders and access USDA loan solutions.

Lendersa USDA loan request and matching results

An Overview: USDA Loans in NY

The USDA loan, supported by the U.S. Department of Agriculture, is designed for rural homebuyers. Officially termed the USDA Rural Development Loan or USDA Mortgage, it provides the advantage of requiring no down payment, unlike FHA loans which need at least a 3.5% down payment.

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(315) 437-0001 Lender's profile and map Reviews Quickline Capital Partners, Inc 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088 We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
(800) 343-8979 Lender's profile and map Reviews Paragon Home Loans, Inc 225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088 Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
(315) 638-0233 Lender's profile and map Reviews Seneca Savings 35 Oswego Street, Baldwinsville, NY, 13027 Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York. The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
(877) 838-2517 Lender's profile and map Reviews Citizens & Northern Bank PO Box 58, Wellsboro, PA, 16901 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.
(315) 445-2300 Lender's profile and map Reviews Countryside Federal Credit Union 5720 Commons Park Drive, East Syracuse, NY, 13057 Countryside Federal Credit Union has been open since 1941. The credit union has assets totaling $164.5 Million and provides banking services to more than 5, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(315) 449-0353 Lender's profile and map Reviews Community Bank, N.A. 5821 Bridge Street, East Syracuse, NY, 13057 Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
(607) 561-7328 Lender's profile and map Reviews Sidney Federal Credit Union 42 Union Street, Sidney, NY, 13838 Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
(800) 724-9282 Lender's profile and map Reviews Reliant Community Federal Credit Union 10 Benton Pl., Sodus, NY, 14551 Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members' financial lives and exemplifying the credit union philosophy of "people helping people
(585) 243-1500 Lender's profile and map Reviews Genesee Valley Federal Credit Union 4621 Millennium Drive, Geneseo, NY, 14454 At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
(570) 836-3227 Lender's profile and map Reviews P&G Mehoopany Employees Federal Credit Union 15 Lane Hill Road, Tunkhannock, PA, 18657 P&G Mehoopany Employees Federal Credit Union is a not-for-profit cooperative financial institution that is owned and controlled by the members. The Credit Union is not-for-profit, not for charity but for service. The Credit Union provides many of the same products and services as other financial institutions.
(585) 624-7474 Lender's profile and map Reviews Pittsford Federal Credit Union 20 Tobey Village Road, Pittsford, NY, 14534 Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.