For the year 2025, the USDA loan limit applicable in Newfield, within Tompkins county of NY, is set at $336,500. Meanwhile, the FHA limit for purchasing a single-family home stands at $472,030.
Make the most of Lendersa®'s USDA loan calculator to contrast the current USDA and FHA loan rates, identifying the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs to assist you in choosing the best option in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to connect you swiftly and smoothly with the best USDA or FHA loans. Choose from three distinct starting points to pair with suitable lenders and access USDA loan solutions.
The USDA loan, supported by the U.S. Department of Agriculture, is designed for rural homebuyers. Officially termed the USDA Rural Development Loan or USDA Mortgage, it provides the advantage of requiring no down payment, unlike FHA loans which need at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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