USDA Vs. FHA your options comparison in Chautauqua, Chautauqua County, NY
In 2025, the USDA loan limit for single-family homes in Chautauqua, situated in Chautauqua county, NY, is $336,500, whereas the FHA loan limit is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the current USDA against FHA rates, helping to discern the required income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining which program meets your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Chautauqua, Chautauqua, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Chautauqua, NY
Lendersa® is committed to securing the best USDA or FHA loans swiftly and without hassle. Explore three initial steps to access lenders and suitable USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, often known as a USDA rural development loan or USDA mortgage, available solely in rural areas. These loans differ from FHA loans, which require at least a 3.5% down payment; USDA loans require no down payment at all.
Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.
241 North Pittsburgh Street, Connellsville, PA, 15425
Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost
Our mission as an independent community bank has remained unchanged for over 130 years. We are committed to providing excellent service and competitive products as well as maintaining a high profile in the growth and economic development of the markets we serve. We're a team of banking professionals, that happen to be your neighbors and friends.
Tompkins Employees Federal Credit Union, Ithaca, NY, 14850
The Tompkins Employees Federal Credit Union (TEFCU) is organized to serve people who live, work and/or own a business in Tompkins County. As a community based financial institution, owned and operated by our members, our purpose is to provide financial advice and competitive priced line of financial products
Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.
Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date
Established in 1872 in Mifflinburg, Pennsylvania, Mifflinburg Bank was founded at a time when the town was heavily involved in the manufacturing of buggies. The booming business of the town and its location along one of the main arteries to the West provided residents good economic times and ample cash and investment opportunities that became the s
DoverPhila Federal Credit Union was established as a financial cooperative and is controlled by its members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs. Low cost auto loans, higher interest rates on certificates of deposit (CDs) and a vast array of products.
First Federal Community Bank, National Association
141 W Ohio Ave, Dover, OH, 44622
First Federal Community Bank provides a full-range of financial products & services using the latest technology while maintaining our personal relationship with each customer. Our mission is to empower the financial well-being of our community one person at a time. Our team is comprised of local experts, committed to providing exceptional service.
