USDA Loan Vs. FHA loan for Westfield, NY [ best of 2023]

In 2025, USDA loan limit in Westfield, county of Chautauqua, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Westfield, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(404) 303-7411 627 miles Lender's profile and map Reviews BUCKHEAD HOME LOANS 9755 Dogwood Road, Suite 250, Roswell, GA, 30075 Buckhead Home Loans is committed to helping those in the Metro Atlanta area, and all of Georgia, find the right mortgage product for their needs. Whether you are looking to refinance or are a first-time home buyer looking for a home loan, we have a full line of mortgage programs to meet your needs.
(404) 641-1486 627 miles Lender's profile and map Reviews RELIANT MORTGAGE SOLUTIONS LLC 4718 Childers Pond Overlook, Roswell, GA, 30075 "Reliant can pre-qualify within 15 minutes when you submit your application and process it through automated underwriting. Save time and stress and let Reliant submit your file to underwriting without a home identified! Sellers will pay attention that you are pre-approved not just pre-qualified!"
404 259 9416 627 miles Lender's profile and map Reviews Southeast Private Lending 9755 Dogwood Rd Ste. 250, Roswell, GA, 30075 Southeast Private Lending is a division Northbridge Properties, LLC. For over 30 years, the private lending group at Southeast Private Lending has been providing hard money loans to individuals who cannot quality for conventional bank loans. Based out of Atlanta, Georgia, Southeast Private Lending is at the forefront of the hard money lending i
(833) 937-7282 627 miles Lender's profile and map Reviews SECURITY BANK AND TRUST COMPANY 210 W Washington St, Paris, TN, 38242 Security Bank and Trust Company was founded in 1905, and continues to serve Northwest Tennessee and Southwestern Kentucky. To date, we have thirteen branches throughout the communities including Martin, Milan, Union City, Hornbeak, Fulton, Dyer, Trenton and Humboldt. We are a locally owned
(731) 642-3341 627 miles Lender's profile and map Reviews Commercial Bank and Trust Company 920 East Wood St, Paris, TN, 38242 Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put
(731) 644-9031 627 miles Lender's profile and map Reviews Holley Credit Union 1107 Mineral Wells Ave., Paris, TN, 38242 Holley Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000. Contact us today to see how you can become a member! Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000
(706) 434-1600 627 miles Lender's profile and map Reviews Health Center Credit Union 1424 Walton Way, Augusta, GA, 30901 In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.
(706) 823-6378 627 miles Lender's profile and map Reviews United Neighboorhood Fed CU 1434 Poplar Street, Augusta, GA, 30901 The UNFCU is a non–for–profit financial organization owned and operated by its membership. The Credit Union was charter in 2003. The membership consists of the Beulah Grove Baptist Church, the Broadway Baptist Church, their affiliates, members and their family members. As these individuals pool their resources.
(800) 553-0547 628 miles Lender's profile and map Reviews NRC Mortgage Lending 760 Old Roswell Rd, Saint Roswell, GA, 30076 We are a nationwide mortgage funding company that values honesty and integrity throughout the entire organization. We offer several different types of mortgage loan products. We have Stated Loans, Bank Statement Loans, Low Doc Financing and Self Employment Loans for both Primary and Investment properties.
(404) 375-0779 628 miles Lender's profile and map Reviews Atlanta Mortgage Advisors LLC 401 Macy Dr, Suite B, Roswell, GA, 30076 To build and maintain a thriving referral driven mortgage origination business.We will fully utilize our expertise, knowledge, wisdom & skill to provide our customers the absolute best mortgage plan & strategy for their unique situation.That every client is financially better off by being our customer.We are dedicated to the success of our clients.
(770) 910-9678 628 miles Lender's profile and map Reviews Evergreen Anchor Capital LLC 1575 Old Alabama Road, Suite 208B, Roswell, GA, 30076 Evergreen Anchor Capital LLC is a Georgia licensed residential mortgage company. With a full array of financial products to satisfy your mortgage requirements, our team is dedicated to getting you excellent rates utilizing an efficient system that guides you through the entire process.