USDA Vs. FHA your options comparison in Chazy, Clinton County, NY
In 2026, the USDA loan limit in Chazy, part of Clinton county, NY, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to weigh today's top USDA against FHA rates and determine the income, credit, reserve levels, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side to help identify the best financial program for your requirements in .
2026 Loan Limits and Down Payment Requirements in Chazy, Clinton County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Chazy, NY
Lendersa® aims to connect you with the most suitable USDA or FHA loans efficiently and without stress. Choose one of three starting points that guide you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural locations. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans don't call for any down payment.
In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
Plattsburgh City School District Federal Credit Union
49 Broad Street, Suite 101, Plattsburgh, NY, 12901
Lends in New York
The Plattsburgh City School District Federal Credit Union was chartered under federal law. Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. As such, all share funds are federally insured up to $250, 000.
For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.
The CVPH Employees Federal Credit Union was founded on November 18, 1975 by Raymond Mousseau with the assistance of Fayrene Ashline. Their vision was to offer the employees of CVPH Medical Center their own Credit Union. The Credit Union is located at 75 Beekman Street in Plattsburgh, New York on the first floor of the hospital
Mountain Valley Federal Credit Union is a unique kind of financial self-help, non-profit institution organized in 1963 and the Mountain Valley (Peru) Federal Credit Union our members come first. The credit union exists for the benefit of its members by providing a variety of financial services and products at competitive rates
