USDA and FHA Pro and Con in Chazy, Clinton County, NY

In 2026, the USDA loan limit in Chazy, part of Clinton county, NY, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to weigh today's top USDA against FHA rates and determine the income, credit, reserve levels, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side to help identify the best financial program for your requirements in .

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2026 Loan Limits and Down Payment Requirements in Chazy, Clinton County, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Chazy, NY

Lendersa® aims to connect you with the most suitable USDA or FHA loans efficiently and without stress. Choose one of three starting points that guide you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Constitutes a USDA Loan in NY?

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural locations. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans don't call for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 77 W Main St., Freehold, NJ, 07728
  • Patriot Mortgage is committed to offering only the highest quality professional service to our mortgage clients, realtors and associates. We have built a reputation of offering honest, ethical and thorough service. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals,

  • Navesink River Capital
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  • Central Keystone FCU
  • 1000 Market Street, Sunbury, PA, 17801
  • Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Credit Union of New Jersey
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  • Credit Union of New Jersey started in 1943 as the credit union for state highway employees offering only loans and savings accounts. Over the years, the credit union has developed into a full service credit union offering financial services from checking to investments and loan solutions from commercial mortgages to personal loans.

  • First Bank NJ
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  • First Bank is all about returning to banking basics. As a locally-owned and operated community bank, we pride ourselves on great customer service that is highly personalized, efficient and responsive to local needs. On April 23, 2007, First Bank commenced operations at its office at 1229 South Black Horse Pike in Williamstown, NJ.

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  • Central Jersey Police & Fire Federal Credit Union
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  • The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.

  • First Point Federal Credit Union
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  • Hamilton Horizons Federal Credit Union
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  • Inspire Federal Credit Union
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