USDA and FHA Pro and Con in Chazy, Clinton County, NY

In 2025, USDA loan limit in Chazy, county of Clinton, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Chazy, county of Clinton, NY

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Chazy, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CNB St. Louis Bank
  • 7305 Manchester Rd, Saint Louis, MO, 63143
  • We are an independently owned community bank and have been since our founding in 1915, making us one of the oldest banks in the state of Missouri. Since then CNB St. Louis Bank has continued to serve our community and customers with a focus on personal service, positive experience, and accessibility.
  • Bank of Frankewing
  • PO Box 1, Frankewing, TN, 38459
  • Bank of Frankewing, a 100-year-old financial services institution, serves southern, middle Tennessee and northern Alabama with personalized, friendly banking opportunities. Bank of Frankewing is an independent institution focusing on the needs of our communities by offering a comprehensive range of personal and business banking services
  • Bank of Monticello
  • 141 East Greene Street, Monticello, GA, 31064
  • On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis
  • Iowa State Bank and Trust Company of Fairfield, Iowa
  • 55 South 4th Street, Fairfield, IA, 52556
  • Iowa State Bank & Trust Company opened its doors for the first time on May 19, 1934, after a merger between Iowa State Savings Bank and the Iowa Loan and Trust Company was agreed to create a strong unified bank during the Great Depression. That same year, the bank was accepted into the Federal Reserve System.
  • Libertyville Savings Bank
  • 2000 W. Jefferson, Fairfield, IA, 52556
  • At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
  • First State Bank of AL
  • PO Box 681299, Fort Payne, AL, 35968
  • Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.
  • The WestLawn Mortgage Company LLC
  • 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dynasty Financial Consulting, Inc
  • 5686 Fulton Industrial Blvd, Suite 44601, Atlanta, GA, 30336
  • Fortunately, at Dynasty Financial Consulting, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
  • Anoka Hennepin Credit Union
  • 3505 Northdale Boulevard NW, Coon Rapids, MN, 55448
  • Anoka Hennepin Credit Union (AHCU) was founded in 1962 by 13 employees of the Anoka Hennepin School District. Our roots will always honor its decades of service as a "school focused"​ credit union, serving the largest school district in Minnesota. Today, we continue to be united by a vision of enriching the lives of our members.
  • First State Bank of Olmsted
  • 0185 N Front St, Olmsted, IL, 62970
  • Since 1921, the First State Bank of Olmsted has been providing financial services and products to Pulaski County and contiguous areas. An application for permission to organize the First State Bank of Olmsted was submitted to Springfield, IL on August 6, 1921. Forty-nine area individuals raised $20,000 in capital stock.
  • Minnesota VA Mortgage Team
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way. You may know that the VA loan program is one of the greatest benefits of military service
  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.