In 2025, the USDA loan limit for a single-family home in Dannemora, located in Clinton, NY, is $336,500. By comparison, the FHA limit is set at $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It helps determine the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable plan for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Dannemora, Clinton, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Dannemora, NY
At Lendersa®, the aim is to quickly secure you the best USDA or FHA loan, with simplicity and no stress. Pick one of three starting points that link you to matching lenders and USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture—also referred to as a USDA rural development loan or mortgage—is specifically available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans require no down payment at all.
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