In 2026, the USDA loan limit for Mooers, located in Clinton county, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates between USDA and FHA. Assess the income, credit reserves, and documents required to qualify. Our advanced mortgage calculator shows the USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to secure the best USDA or FHA loan for you rapidly and effortlessly. Choose one of three starting pathways to find matches with lenders and access USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment, offering a significant advantage to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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