In 2026, the USDA loan limit for Dickinson, located in Broome county, NY, is set at $336,500. The FHA limit for a single-family home, on the other hand, is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, determining the required income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options in comparison, guiding you to decide which option in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to seamlessly connect you with the ideal USDA or FHA loan. Select one among three starting routes that link you with compatible lenders and USDA loan programs.
The USDA home loan is supported by the Department of Agriculture and is also referred to as the USDA rural development loan or mortgage. It's exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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