USDA Vs. FHA Pro and Con comparison in Fort-Ann, Washington County, NY
For 2025, the USDA loan limit in Fort-Ann, within Washington county, NY, stands at $285,000. Meanwhile, the FHA ceiling for a single-family home is $356,362.
The Lendersa® USDA loan calculator helps compare today's leading USDA and FHA rates, as well as determine the income, credit, reserves, and document prerequisites for qualification. Utilizing our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, enabling you to select the best fit in for your financial situation.
2025 Loan Limits and Down Payment Details in Fort-Ann, Washington, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Fort-Ann, NY
Lendersa® is dedicated to connecting you with the ideal USDA or FHA loan swiftly and sans hassle. Begin with one of three options to partner with lenders and discover suitable USDA programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the government via the Department of Agriculture and is solely available in rural regions. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans waive the down payment requirement completely.
1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537
YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.
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Savage Mortgage Services, Ltd. began in May 2002 as a joint venture between Billy Horn and Savage & Associates in order to offer residential mortgage services to Savage clients. We offer various loan programs, including fixed-rate loans with 10-30 year terms, adjustable rate mortgages, conventional and jumbo loans.
Waterford Bank was founded by three individuals who together have more than 100 years of banking experience.
From the beginning, Waterford chose to differentiate itself:
The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services.
New Republic Bank provides clients with access to next-level financial solutions, customized lending and deposit services. Our seasoned professionals bring a deep knowledge of client needs. Our online banking, mobile apps and client teams provide convenience as well as consultative services.
Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.
Home National Bank exists to give our customers the best, most competitive banking experience possible. We do this by offering them the latest & greatest banking products & services in an environment that is friendly, personal. Home National is to see our community thriving in improved quality of life through the financial services that we offer.
7030 Spring Meadows West Drive, Holland, OH, 43528
Jeep Country Federal Credit Union is a member owned financial cooperative that is committed to providing friendly, personal, convenient and competitive services to its member owners. The Credit Union desires to build lasting relationships with our members in order to enable our members to achieve
We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans" of our clients.
Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.
KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.
