In 2026, the USDA loan limit in Henrietta, located in Monroe county, NY, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates of today and identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program for your financial situation in
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to help you find the best possible USDA or FHA loan swiftly and effortlessly. Select one of three initial pathways to discover matching lenders and access USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage loan requires no down payment at all, offering a significant financial advantage for eligible applicants in rural regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
