FHA Vs. USDA loan program for Henrietta, Monroe County, New York

In 2025, the USDA loan limit in Henrietta, located in Monroe county, NY, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates of today and identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program for your financial situation in .

Options for USDA and FHA Loans in Henrietta, NY

The aim of Lendersa® is to help you find the best possible USDA or FHA loan swiftly and effortlessly. Select one of three initial pathways to discover matching lenders and access USDA loan programs.

Understanding USDA Loans in NY

A USDA home loan is backed by the government through the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage loan requires no down payment at all, offering a significant financial advantage for eligible applicants in rural regions.

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707-544-5696 Lender's profile and map Reviews BaySierra Financial, Inc. 1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405 BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000
(855) 855-8805 Lender's profile and map Reviews First Technology Federal Credit Union 3000 El Camino Real, Suite 100, Palo Alto, CA, 94306 Unlike banks, we exist to serve our members, not to make a profit. Instead, we put our time, money, passion, experience, smarts, elbow grease and whatever else we can muster up to work for our members, employees and communities. It’s our secret weapon that turns promises into action: investment in you.
(650) 325-5700 Lender's profile and map Reviews University Investments Inc 2799 Middlefield Road, Palo Alto, CA, 94306 Our services begin as a mortgage broker, shopping the market to find the best loan package for your specific needs and abilities. Where we differ is in the service and the relationship. We are more than just a mortgage finance company; we're an investment tracking company. We offer top-notch service on your loan.
(707) 873-2283 Lender's profile and map Reviews Arrivva 214 Emerson St, Palo Alto, CA, 94301 What real estate brokerage costs & service should be. We broker with love, integrity, knowledge, a plan, and a flat fee. We are a full-service real estate and mortgage brokerage for qualified, motivated buyers, sellers & mortgagee. We fixed real estate. The simplest, most ethical way to buy, sell, or mortgage real estate.
(408) 517-0338 Lender's profile and map Reviews Metroreal 1821 Saratoga Ave, Saratoga, CA, 95070 Metroreal Inc. is located in Saratoga, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Metroreal Inc. has 4 total employees across all of its locations and generates $218, 737 in sales (USD). (Employees & Sales figures are modelled). We help our customers to obtain the best home mortgage loan in California
(408) 314-6328 Lender's profile and map Reviews UVC Financial 12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070 The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
(408) 688-0303 Lender's profile and map Reviews Coast Residential Funding, Inc. 14415 Big Basin Way, Suite B, Saratoga, CA, 95070 John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(650) 366-7777 Lender's profile and map Reviews Sequoia Federal Credit Union 530 El Camino Real, Redwood City, CA, 94063 Sequoia Federal Credit Union is a member-owned cooperative, providing friendly, professional financial services, while ensuring safety, stability, and future growth. On February 25, 1952, a small group of teachers held a final organizational meeting to establish the Redwood City Elementary Schools Credit Union and to elect its initial officers.
(650) 367-8940 Lender's profile and map Reviews Polam Federal Credit Union 770 Marshall Street, Redwood City, CA, 94063 Polam Federal Credit Union believes that helping people enrich their financial well-being and attain their goals is the best reward a company can receive. With this in mind, we have dedicated ourselves to providing premiere products and services to help our members reach these goals faster.
(650) 366-5522 Lender's profile and map Reviews My Credit Union 510 Veterans Blvd, Suite B, Redwood City, CA, 94063 "My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs. Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."
(650) 817-9017 Lender's profile and map Reviews Fidelity Brokers Inc. 465 Convention Way, Suite 2, Redwood City, CA, 94063 Fidelity Brokers is located in Fremont, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We are passionate about our job, love our neighborhood and keep up with the latest trends and strategies so that we can pass them on to our clients. Arturo Rodriguez Broker/Owner, Fidelity Brokers Inc.
(650) 364-9800 Lender's profile and map Reviews California Consumer Lending 260 Main Street, Suite B, Redwood City, CA, 94063 California Consumer Lending is a full service mortgage broker with offices in Los Angeles and San Francisco. We are also available online at BestRateLending.com with the same service and the convenience of the internet. Rather you are buying or Refinancing a home we can provide personal service through our office or online.