USDA Vs. FHA your options comparison in Spencerport, Monroe County, NY
In 2025, the loan limit for USDA in Spencerport, found in Monroe, NY, is set at $336,500, contrasting with the FHA limit for a single-family home being $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans today. Determine the required income, credit, reserves, and documents essential for qualification. Our advanced mortgage calculator enables you to see, side by side, USDA, FHA, Conforming, and VA offers, guiding you in selecting the best program for your financial plans in .
Loan Limits and Down Payment Requirements for 2025 in Spencerport, Monroe, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Spencerport, NY
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you. Choose one of the three starting paths to find matching lenders and access USDA loan programs quickly.
The USDA home loan, backed by the U.S. Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment, providing a significant advantage for eligible applicants.
For over 85 years, County Educators FCU has been helping people like you achieve their financial goals. We are proud of the wide range of valuable financial services we offer, from affordable Checking & Savings programs to convenient low-cost lending services. We can offer your employees a great employee benefit at absolutely no cost to you.
The Manzi Mortgage Group is your premier mortgage team located in West Chester, Pennsylvania. Headed by Gerry Manzi, we pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the mortgage in PA, NJ and DE area.
1246 West Chester Pike, Suite 316, West Chester, PA, 19382
Vincent R. Liott, Inc. is a family owned and operated, full-service residential and commercial mortgage brokerage in business since 1998 and located in West Chester, PA. Vincent has been in the mortgage banking industry for the last 39 years. In 1975, Vincent started his career working at the largest national mortgage lender
401 Darlington Drive West, West Chester, PA, 19382
Professional Mortgage Consultants (PMC) was established January 1, 1991 by Laurence E. Ostrom, who is the sole proprietor of the firm. PMC is a Pennsylvania licensed, residential Mortgage Broker, primarily servicing the southeastern region of Pennsylvania including, but not limited to Chester, Delaware, Montgomery, Bucks, Berks
1240 West Chester Pike, Suite 212, West Chester, PA, 19382
The CM Mortgage Services Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Rate Kings Mortgage LLC was started in 2009. We are a full service, licensed mortgage broker located in Pennsylvania offering competitive rates and fees. We have partnerships with a number of reputable lenders that allow us to offer a multitude of programs to meet your needs. Our service will not be beaten.
Brandywine Capital is an experienced full service equipment lease and finance provider. We are driven by an entrepreneurial vision of resources, solutions and integrity. We have long standing relationships with financial institutions and customers for which we provide customized solutions and exceptional service.
We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.
The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
