USDA Vs. FHA Pro and Con comparison in Clarence-Center, Erie County, NY
In 2025, the USDA loan limit for Clarence-Center, situated in Erie county, NY, is $285,000. Conversely, the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, determining the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding in your decision on which option is ideal for your financial needs in .
2025 Loan Limits and Down Payment Specifications in Clarence-Center, Erie, NY
Loan Type
Maximum Loan
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Clarence-Center, NY
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and effortlessly. Choose from one of three initial steps to connect with corresponding lenders and USDA loan plans.
The USDA home loan, sponsored by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is designated for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage needs no down payment whatsoever.
C2 Brier Hill Court, Suite 201, East Brunswick, NJ, 08816
Nexpanse Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward. We educate our clients with the loan process.
Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
The Grant County Bank was chartered as a West Virginia state bank on August 6, 1902 and began operations on August 15 with its first office in Petersburg, WV. Our mission of providing financial services and products to families, small businesses and the agricultural community has served both our customers and the bank well over the years.
Joseph Leary, the first president of DPL Federal Credit Union, spearheaded the opening of our credit union in 1962. His goal was to "make the financial welfare of credit union members the number one priority." With that thought and the limited vision of serving the employees of the Delmarva Power & Light Company.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending."
460 Bergen Blvd, Suite 307, Palisades Park, NJ, 07650
We are licensed mortgage broker company with an experienced licensed loan officers offering expertise in every aspect of mortgage lending including purchase and refinance for both residential and commercial mortgages. We are dedicated to providing financial solutions and servicing with impeccable integrity, and to offer best available loan.
"NewDay USA is building our nation's leading VA mortgage company, serving America’s veterans and their families, to help Veterans like you get the financial security and peace of mind you deserve.
Since 2004, NewDay USA has set out to improve the lending experience for Veterans, Service members and their family members."
8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
Imperium Mortgage We are a people-centric organization that not only seeks to minimize the impact of our business on the environment but also shares concerns that will be confronted by future generations. You do not normally expect to hear this from a mortgage company, but the fact is, we finance people’s future.
