In 2026, the USDA loan limit for Clarence-Center, situated in Erie county, NY, is $285,000. Conversely, the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, determining the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding in your decision on which option is ideal for your financial needs in .
2026 Loan Limits and Down Payment Specifications in Clarence-Center, Erie, NY
Loan Type
Maximum Loan
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Clarence-Center, NY
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and effortlessly. Choose from one of three initial steps to connect with corresponding lenders and USDA loan plans.
The USDA home loan, sponsored by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is designated for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage needs no down payment whatsoever.
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Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too.
A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario.
We have a vast variety of program options available
