USDA Loan Vs. FHA loan for Newstead, NY 2026

In 2026, the USDA loan limit for Newstead in Erie, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program in for your financial situation.

Exploring USDA and FHA Loan Options in Newstead, NY

Lendersa® aims to quickly secure the best USDA or FHA loan without hassle. Choose one of three paths to connect with matching lenders and discover USDA programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in NY

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans typically need none, providing a significant advantage.

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(972) 851-1080 Lender's profile and map Reviews Holbrook Mortgage LLC 5851 Legacy Circle, 6th Floor, Plano, TX, 75024 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(800) 337-3328 Lender's profile and map Reviews InTouch Credit Union-AN 5640 Democracy Dr, Plano, TX, 75024 InTouch Credit Union has proudly served members since its charter was granted in 1974, originally to serve Electronic Data Systems (EDS) employees in the Dallas area. Today, our not-for-profit community credit union has branches in three states, including our corporate headquarters located in Plano, Texas.
(972) 765-3482 Lender's profile and map Reviews John Cross Mortgage LLC 5700 Granite Parkway, Suite 200, Plano, TX, 75024 Whether you're interested purchasing a new home or refinancing your current home, John Cross Mortgage is here to help you find the loan options that fit your individual needs. We have been lending since 2007, and have been a Broker since 2015, we Major in both FHA, and Conventional, we are able to do USDA and VA loans as well.
(972) 312-8959 Lender's profile and map Reviews Meru Lending LLC 7800 Preston Road, Suite 111, Plano, TX, 75024 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(214) 995-5640 Lender's profile and map Reviews Sequoia Residential Lending llc 5700 Granite Parkway, Suite 200, Plano, TX, 75024 We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
(972) 867-0056 Lender's profile and map Reviews Texas Mortgage Company 6860 North Dallas Parkway, Suite 200, Plano, TX, 75024 We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
(972) 439-0192 Lender's profile and map Reviews AWay Home Loans LLC 6010 W Spring Creek Parkway, Suite 208, Collin, TX, 75024 AWay Home Loans is a Texas-based company that has prospered thanks to a reputation for honesty, integrity, and bringing a sense of fun to the mortgage process. Over 17 years of experience have built relationships and values that inform every decision we make on your behalf, inspiring us to go the extra mile in service of every client.
(214) 880-0170 Lender's profile and map Reviews BLUE STAR RESIDENTIAL LENDING, INC. 6833 Coit Road, Suite 103, Plano, TX, 75024 At Blue Star Residential Lending, helping you get your dream home is our dream job. We believe buying a home should be a rewarding experience — and we want to make sure it feels that way. That’s why we offer outstanding service, surprisingly affordable rates, and far more options than you’ll find at a bank or credit union.
(972) 791-8969 Lender's profile and map Reviews Wedoloans 5700 Granite Parkway, Suite 200, Plano, TX, 75024 WeDoLoans we know that you want to get the right mortgage loan to buy or refinance your dream home so you can save time, money, and have peace of mind. In order to do that, you have to spend excessive amounts of time and effort searching for a lender who can find the right mortgage loan that fits your financial needs.
(214) 937-3628 Lender's profile and map Reviews Highland HomeLoans, LLC 5700 Granite Parkway, Suite 800, Plano, TX, 75024 At Highland HomeLoans, we know how complex and tedious the home buying process can be. We’re here to help make that process as clear and simple as possible so you can land the home you love without all of the hassle. Highland HomeLoans, an affiliated business of Highland Homes and PrimeLending Ventures Management, was established in 2011.
(214) 291-5116 Lender's profile and map Reviews Affirm Home Loans 5052 Tennyson Pkwy, Suite 200, Plano, TX, 75024 Affirm Home Loans,our mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available