In 2025, the USDA loan limit for Newstead in Erie, NY, is
$336,500. Meanwhile, the FHA limit for a single-family home is
$472,030.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates.
Determine the income, credit, reserves, and documents needed for qualification.
Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side,
guiding you in selecting the best program in for your financial situation.
Loan Limits and Downpayment Requirements for 2025 in Newstead, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Newstead, NY
Lendersa® aims to quickly secure the best USDA or FHA loan without hassle.
Choose one of three paths to connect with matching lenders and discover USDA programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA
rural development loan or USDA mortgage, available only in rural neighborhoods.
Unlike FHA loans requiring at least a 3.5% down payment, USDA loans typically need none,
providing a significant advantage.
At First National Bank & Trust Co. We have expertise in the widest range of banking services you’ll find in the area — Treasury Management, Trust Services, the full array of lobby and digital-platform banking services, and more. Best of all, we are your neighbors. Our bankers live and work near each of our 12 banking centers.
1997 was a banner year for banking in Louisiana. It was the year Louisiana returned to its community banking roots with the opening of The Bank, in Jennings and Iowa, the first new bank chartered in the state in thirteen years.
As it turns out, The Bank was on the leading edge of a growing trend toward community banks,
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Nationwide Lending Direct is one of the nation's leading finance companies providing business loans from $10, 000 up to $100 million and real estate loans from $100, 000 up to $500 million. We provide in-house financing up to $15 Million and up to $500 Million through our funding network.
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