USDA Vs. FHA Pro and Con comparison in Akron, Erie County, NY
As of 2025, the USDA loan limit for Akron, located within Erie county, NY, is defined as $336,500, whereas the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA against FHA interest rates, helping you determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial landscape in .
2025 Loan Limits and Down Payment Requirements in Akron, Erie, NY
Loan Type
Loan Ceiling
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Akron, NY
Lendersa® is dedicated to obtaining the best USDA or FHA loan for you swiftly and effortlessly. Opt for one of three starting paths to connect with appropriate lenders and USDA loan schemes.
A USDA home loan is a government-backed mortgage handled by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas. While FHA loans necessitate a minimum down payment of 3.5%, USDA mortgages allow purchases with no down payment required.
31-10 37th Avenue, Suite 403, Long Island City, NY, 11101
Greater Metro Federal Credit Union has been open since 1970. The credit union has assets totaling $91.03 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
3908 24th St Ste 5 , Long Island City, NY, 11101
MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.
3302 Skillman Ave, 2nd Floor, Long Island City, NY, 11101
EZ Short Sales connects home owners and buyers with specialized short sale specialists in their local market area. Users can search any city nationwide and quickly compare the local specialists, and choose the right specialist to work with. Most users search our site to find an specialist to help them Short Sale their home.
31-10 37th Avenue, Suite 400, Long Island City, NY, 11101
Alma Bank is a community bank that offers personal and business banking services. The bank was founded in 2007 and is based in Astoria, New York. We have a network of 13 branches in New York and New Jersey. For more information please visit us on the web at almabank.com or call our Customer Care
he United Nations Federal Credit Union (UNFCU), founded in 1947, is a member-owned, not-for-profit cooperative that offers a range of banking, investment and insurance products and services to the global UN community. We have more than 155, 000 members in over 200 countries, assets in excess of USD $6B, and more than 600 employees.
81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.
1819 Williamsbridge Road, Suite LB, Bronx, NY, 10461
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
"The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience.
We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic
The Polish & Slavic Federal Credit Union was established in 1976 by the founders of the Polish & Slavic Center led by Rev. Longin Tolczyk. The founders wanted to help immigrants who, upon arrival in New York City, wanted to buy houses in Greenpoint but were turned down by the banks. Banks were unwilling to extend credit for purchases
