USDA and FHA Pro and Con in Akron, Erie County, NY
As of 2025, the USDA loan limit for Akron, located within Erie county, NY, is defined as $336,500, whereas the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA against FHA interest rates, helping you determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial landscape in .
2025 Loan Limits and Down Payment Requirements in Akron, Erie, NY
Loan Type
Loan Ceiling
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Akron, NY
Lendersa® is dedicated to obtaining the best USDA or FHA loan for you swiftly and effortlessly. Opt for one of three starting paths to connect with appropriate lenders and USDA loan schemes.
A USDA home loan is a government-backed mortgage handled by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas. While FHA loans necessitate a minimum down payment of 3.5%, USDA mortgages allow purchases with no down payment required.
We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.
850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508
We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
"Bridgett Menard, a mortgage broker located in Lafayette, LA, is part of the Approved Mortgage team that provides low mortgages for buying a home or refinancing a mortgage you already have.
Bridgett is known for working with the Veteran community to provide our active services military and veterans with convenient"
Priority mortgage landing is 25 years in the mortgage industry, Terri has served many borrowers in Acadiana and throughout Louisiana with purchasing either their first home, downsizing or upsizing. She has also assisted many borrowers with refinancing to lower interest rates, shorten loan term or cashing out equity to improve their homes.
1921 Kaliste Saloom Road, Suite 203, Lafayette, LA, 70508
Parc Lending. She brings 22 years of mortgage advising experience to Lafayette and the Acadiana area. A native of New Orleans, Mary moved to Lafayette in 2009. She is a devoted mother to her 8-year-old daughter Mollie and enjoys crafting, cooking and making soaps. Working diligently, Mary takes pride in her work. She is always available.
Castille Mortgage Company is uniquely different from other mortgage companies. First and most importantly we aim to discover the wants and needs of our clients so we can structure their loan to meet each individuals personal goals. Finding out these details helps us to better set our clients up for success with what they are wanting to achieve.
Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.
3861 Ambassador Caffery Parkway, Suite 100, Lafayette, LA, 70503
US CapitalGroup Mortgage is a Veteran owned and Operated company based out of Lafayette, Louisiana. We are a client focused business bringing the best in mortgage products available at the lowest rates! Founded in Lafayette, Louisiana, US CapitalGroup Mortgage is a full service Mortgage brokerage.
128 Demanade Boulevard, Suite 306, Lafatette, LA, 70503
Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. If you find yourself lost in the home buying process, no worries, “we know the way to get you HOME.
