As of 2026, the USDA loan limit for Akron, located within Erie county, NY, is defined as $336,500, whereas the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA against FHA interest rates, helping you determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial landscape in .
2026 Loan Limits and Down Payment Requirements in Akron, Erie, NY
Loan Type
Loan Ceiling
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Akron, NY
Lendersa® is dedicated to obtaining the best USDA or FHA loan for you swiftly and effortlessly. Opt for one of three starting paths to connect with appropriate lenders and USDA loan schemes.
A USDA home loan is a government-backed mortgage handled by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas. While FHA loans necessitate a minimum down payment of 3.5%, USDA mortgages allow purchases with no down payment required.
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Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.
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Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..
