USDA VS FHA in Bardonia, Rockland County, NY

In 2025, the USDA loan limit in Bardonia, within the county of Rockland, NY, is $0, while the FHA limit for a single-family home stands at $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the qualifications required, including income, credit, reserves, and documentation. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your particular financial situation.

Explore loan offers from a diverse array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Bardonia, County of Rockland, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Bardonia, NY

The goal of Lendersa® is to seamlessly connect you with the best USDA or FHA loan options. Choose from three starting points aligned with lenders and USDA loan programs that suit your needs.

Overview of Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Golden Triangle Federal Credit Union
  • 5211 E Parkway, Groves, TX, 77619
  • Golden Triangle Federal Credit Union originated in 1953. Since that time, Golden Triangle FCU has grown and prospered. GTFCU was formed by the employees of Atlantic Refinery and Pipeline Company. The original name of the credit union was Atlantic-Atreco Federal Credit Union. Now known as 'TOTAL' Refinery
  • First National Bank in Okeene
  • 124 N. Main, Okeene, OK, 73763
  • First National Bank in Okeene, Oklahoma was organized September 25th, 1916, with paid in capital of $25, 000.00, with the following officers and directors; J.P. Roetzel, President; D.M. Slonecker, Vice- President; G.F Roetzel, Cashier; B.C. Sahm, Director; and Dr. L.M. Murdoch, Director.
  • American National Bank of Texas
  • 102 West Moore Avenue, Terrell, TX, 75160
  • Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
  • Eagle Mortgage, LLC
  • 1370 Fairlakes Pointe Drive, Rockwall, TX, 75087
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Heritage Funding
  • 103 N Goliad, Suite 108, Rockwall, TX, 75087
  • Heritage Funding Co LLC is located in Rockwall, Texas, and was founded in 2001. This business is working in the following industry: Loan companies. Annual sales for Heritage Funding Co Our Reach Is Big As Texas! Anywhere In The Lone Star State - We Can Help and also Charles Michael Kamps, President/Director
  • Mortgage Resoruce Of Texas
  • 311 E I-30, Suite 103, Rockwall, TX, 75087
  • Mortgage Resources of Texas is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
  • Port Arthur Teachers Federal Credit Union
  • 3001 Jimmy Johnson Boulevard, Port Arthur, TX, 77642
  • Port Arthur Teachers FCU was organized in February 1953 to serve the employees of the Port Arthur Independent School District. The credit union operated in the homes of the directors for the first 20 years until it purchased the first building. Our mission is to be the first institution members will come to for their financial needs.
  • Port Arthur Community Federal Credit Union
  • 3100 Central Mall Drive, Port Arthur, TX, 77642
  • Port Arthur Community FCU has been open since 1950. The credit union has assets totaling $22.66 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
  • Coburn's Credit Union
  • 350 Pine Street, Suite 850, Beaumont, TX, 77701
  • Coburn Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. Overall policies are set by the Board of Directors who are elected each year by the credit union members present at the annual meeting. A staff of paid employees manages the day-to-day operations.
  • Beaumont Community Credit Union
  • 660 S Martin Luther King Jr Parkway, Beaumont, TX, 77701
  • Beaumont Community Credit Union is committed to providing a full range of competitively priced, efficiently delivered financial products and services. We will strive to achieve ultimate member satisfaction with a courteous and professional staff, supported by sound management and a solid financial foundation.
  • DuGood Federal Credit Union
  • 7505 Eastex Freeway, Beaumont, TX, 77708
  • We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .