USDA and FHA Pro and Con in Bardonia, Rockland County, NY

In 2026, the USDA loan limit in Bardonia, within the county of Rockland, NY, is $0, while the FHA limit for a single-family home stands at $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the qualifications required, including income, credit, reserves, and documentation. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your particular financial situation.

Explore loan offers from a diverse array of 100 lenders

2026 Loan Limits and Down Payment Requirements in Bardonia, County of Rockland, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Bardonia, NY

The goal of Lendersa® is to seamlessly connect you with the best USDA or FHA loan options. Choose from three starting points aligned with lenders and USDA loan programs that suit your needs.

Overview of Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Arrha Credit Union
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