In 2025, the USDA loan limit in Valley-Cottage, Rockland county of NY, is $0, whereas the FHA cap for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates.
Identify the income, credit, reserves, and documents needed for qualification.
Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side,
aiding your decision on the best program in
Evaluate loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to quickly provide you with the optimal USDA or FHA loan without hassle. Opt for one of three starting points to find matching lenders and compatible USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment, offering a distinct financial advantage to eligible homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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