USDA VS FHA in West-Nyack, Rockland County, NY

For 2025, the USDA loan limit in West-Nyack, county of Rockland, NY is $0, whereas the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans. Evaluate the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA programs, helping you select the best-fit option in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in West-Nyack, County of Rockland, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in West-Nyack, NY

The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loans, eliminating hassle. Choose one of three pathways to find lenders and USDA programs suited to your needs.

Overview of Lendersa USDA loan request and matching results

What Is a USDA Loan in NY?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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